12600 S Union Ave, Chicago, IL 60628 Property Records

Cook County property record for 12600 S Union Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1947
Lot Size	0.096 acres (4,166 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Feb 2021)
Tax Bill	$1,586 (2023)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-323-050`

Property Details

APN / Parcel Number

Primary APN	`25-28-323-050`
Alternative APN	`25-28-323-050-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1949
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,166 sqft (0.096 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12600 S UNION AVE
City	CHICAGO
State	IL
Zip	60628-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(SECOND) ADD TO (WEST) (PULLMAN) BEING PT OF WH SW SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	SECOND ADD TO WEST PULLMAN
Legal Block	14
Legal Lot Number	2,1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3020
Census Tract	530503

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12600 S UNION AVE, CHICAGO, IL 60628-7022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE CORP
Apr 10, 2020	Loan Modification, Mortgage · Conventional Mortgage RFLF 2B LLC
Apr 10, 2020	Loan Modification, Mortgage · Conventional Mortgage RELF 2B LLC
Feb 27, 2020	Grant Deed, Construction Loan · Construction Mortgage RFLF 2B LLC
Oct 11, 2019	Tax Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	20211554
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0000010010
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 2, 2021
Property Address	12600 S UNION AVE, CHICAGO, IL 60628-7022
Document Number	0003301554
Instrument Date	Nov 4, 2020
Instrument	2103301554
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12600 S UNION AVE, CHICAGO, IL 60628-7022

Mortgage

Document Number	0003301555
Date	Feb 2, 2021
Instrument	2103301555

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	12600 S UNION AVE, CHICAGO, IL 60628-7022
Document Number	2014707039
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12600 S UNION AVE CHICAGO IL 606287022, CHICAGO, IL 60628-7022

Mortgage

Document Number	2014707039
Date	May 26, 2020
Instrument	14707039

Lender

Name	RFLF 2B LLC
Address	222 W ADAMS ST # 1980, CHICAGO, IL 60606-5253

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	12600 S UNION AVE, CHICAGO, IL 60628-7022
Document Number	2020244040
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12600 S UNION AVE CHICAGO IL 606287022, CHICAGO, IL 60628-7022

Mortgage

Document Number	2020244040
Date	Jul 20, 2020
Instrument	20244040

Lender

Name	RELF 2B LLC
Address	222 W ADAMS ST # 1980, CHICAGO, IL 60606-5253

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Feb 27, 2020
Property Address	12600 S UNION AVE, CHICAGO, IL 60628-7022
Document Number	2005808227
Instrument Date	Jan 8, 2020
Instrument	5808227
Transaction Type	Construction Loan
Record Updated	Aug 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1242 WINDEMERE AVE NAPERVILLE IL 605648771, NAPERVILLE, IL 60564-8771

Mortgage

Document Number	2005808228
Date	Feb 27, 2020
Instrument	5808228

Lender

Name	RFLF 2B LLC
Address	222 W ADAMS ST # 1980, CHICAGO, IL 60606-5253

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2021

Mortgage

Document Number	2005808230,
Date	Feb 27, 2020
Instrument	5808230

Lender

Name	COOK CNTY LAND BK AUTHORITY
Address	CHICAGO, IL 60602
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

October 2019: Tax Deed, Transfer

Document Type	Tax Deed
Jurisdiction	COOK IL
Recording Date	Oct 11, 2019
Property Address	12600 S UNION AVE, CHICAGO, IL 60628-7022
Document Number	1928410010
Instrument Date	May 16, 2019
Instrument	28410010
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,000 (+126.7%) Land $2,500 Building $14,500	$170,000 (+126.7%) Land $25,000 Building $145,000
2023	$1,586.00 (+88.59%)
2022	$841.00 (+0.12%) Homeowner's exemption	$7,499 (-) Land $1,666 Building $5,833	$74,990 (-) Land $16,660 Building $58,330
2021	$840.00 Homeowner's exemption	$7,499 Land $1,666 Building $5,833	$74,990 Land $16,660 Building $58,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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