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12600 S Harrah Rd, Mcloud, OK 74851 Property Records

Cleveland County property record for 12600 S Harrah Rd, Mcloud, OK 74851

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,445 sqft · built 2015
Lot Size7 acres (304,920 sqft)
OwnerIndividual Name on File
Last Sale$725,000 (Apr 2024)
Tax Bill$5,875 (2025)
Deeds & MortgagesApr 2024 Sale
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNJC1 10 1E 13026

Property Details

APN / Parcel Number

Primary APNJC1 10 1E 13026
Alternative APN
  • 167325

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,445 sqft Living Area
1st Floor Area2,445 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area304,920 sqft (7 acres)
Garage TypeAttached
Garage Area1,057 sqft
PorchPorch
Porch Area922 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number167325
Street Address12600 S HARRAH RD
CityMCLOUD
StateOK
Zip74851-9022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13-10-1E 7 AC PRT NW/4 BEG 266.67`N SW/C NW/4 N266.67` E1143.50` S266.67` W1143.50` POB
Legal Range01E
Legal Township10N
Legal Section13
JurisdictionCLEVELAND OK
Township / Civil DivisionNORTH CLEVELAND
Census Block Group4
Census Block4003
Census Tract202302

Owner

12600 S Harrah Rd is owned and occupied by an individual who bought it in April 2024.

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12600 S HARRAH RD, MCLOUD, OK 74851-9022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO
Jan 20, 2023Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2024 · Amount on File
Deed SaleApr 19, 2024 · Amount on File
Prior SaleFeb 27, 2014 · Amount on File
Deed Document NumberR 2024 9679
Deed Book / Page6655 / 1344
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateApr 19, 2024
Property Address12600 S HARRAH RD, MCLOUD, OK 74851-9022
Document Number0R20249679
Book / Page6655 / 1344
Instrument DateApr 17, 2024
InstrumentR 2024 9679
Transaction TypeTransfer
Record UpdatedMay 6, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

AmountAmount on Record
Tax$1,087.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12600 S HARRAH RD # 12620, 12620, MCLOUD, OK 74851-9022

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address12600 S HARRAH RD, MCLOUD, OK 74851-9022
Transaction TypeMortgage
Record UpdatedFeb 3, 2023
Title CompanySTEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0R20231692
DateJan 20, 2023
Book Page6513/1296
InstrumentR 2023 1692
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term351 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12600 S Harrah Rd was $5,875 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityOklahoma City
Unified School DistrictMcLoud Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,875.00 Homeowner's exemption$65,351 Land $8,692 Building $56,659$544,592 Land $72,438 Building $472,154
2023$3,736.00 Homeowner's exemption$41,969 Land $3,696 Building $38,273$349,743 Land $30,800 Building $318,943

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12600 S Harrah Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12600 S Harrah Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · lower than 67% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OEC Fiber
Fiber		1,000 / 1,000

May also be available: Atlink Services.

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