12600 Mill Rd, Waverly, NE 68462 Property Records

Lancaster County property record for 12600 Mill Rd, Waverly, NE 68462

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,712 sqft · built 1974
Lot Size	3.88 acres (169,013 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2010)
Tax Bill	$7,432 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`24-05-400-003-000`

Property Details

APN / Parcel Number

Primary APN	`24-05-400-003-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Basement Area	1,712 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	169,013 sqft (3.88 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	12600 MILL RD
City	WAVERLY
State	NE
Zip	68462-9544
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	S5, T11, R8, 6TH PRINCIPAL MERIDIAN, LOT 8 SE
Legal Range	08
Legal Township	11
Legal Section	05
Legal Subdivision	IRREGULAR S
Legal Lot Number	8
Jurisdiction	LANCASTER NE
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2041
Census Tract	10100

Owner

12600 Mill Rd, a rural home, is owned and occupied by an individual who bought it in October 2010.

Source: Lancaster County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12600 MILL RD, WAVERLY, NE 68462-9544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit WEST GATE BANK
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEST GATE BANK
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST GATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2010 · Amount on File
Deed Sale	Oct 18, 2010 · Amount on File
Deed Document Number	2010046520
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	12600 MILL RD, WAVERLY, NE 68462-9544
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12600 MILL RD, WAVERLY, NE 68462-9544

Mortgage

Document Number	0000011868
Date	Mar 16, 2022
Instrument	2022011868

Lender

Name	WEST GATE BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	12600 MILL RD, WAVERLY, NE 68462-9544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NABRASKA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013307
Date	Apr 4, 2017
Instrument	2017013307

Lender

Name	WEST GATE BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	12600 MILL RD, WAVERLY, NE 68462-9544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHARTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037199
Date	Aug 3, 2020
Instrument	2020037199

Lender

Name	WEST GATE BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 12600 Mill Rd was $7,432.

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Unified School District	Waverly School District 145 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,432.00	$543,400 Land $127,300 Building $416,100	$543,400 Land $127,300 Building $416,100
2023	$6,319.00	$475,400 Land $127,300 Building $348,100	$475,400 Land $127,300 Building $348,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12600 Mill Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2011–2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12600 Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Windstream Fixed Wireless	100 / 10
Rise Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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