St. Charles County property record for 1260 Terry Rd, Augusta, MO 63332
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,530 sqft · built 2018 |
| Lot Size | 3.26 acres (142,006 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $55,000 (Jun 2018) |
| Tax Bill | $3,465 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Apr 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190440A004 |
| Primary APN | 190440A004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 480 sqft |
| Unfinished Basement | 570 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 142,006 sqft |
| Account Number | 190440A004 |
|---|---|
| Street Address | 1260 TERRY RD |
| City | AUGUSTA |
| State | MO |
| Zip | 63332-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | PT SE 1/4 SE 1/4 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 312204 |
1260 Terry Rd is held in a trust since June 2018.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1260 TERRY RD, AUGUSTA, MO 63332-1505 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL FCU |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 21, 2018 | Deed of Trust, Mortgage BANK OF OLD MONROE |
| Nov 9, 2018 | Loan Modification, Mortgage · Line of Credit BANK OF OLD MONROE |
| Jun 22, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANK OF OLD MONROE |
| Jun 5, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2018 · Amount on File |
| Deed Sale | Jun 5, 2018 · Amount on File |
| Deed Document Number | 2018313640 |
| Deed Book / Page | 6929 / 2351 |
| Prior Transfer Date | Mar 18, 2015 |
| Prior Transfer Doc | 0063461582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1260 TERRY RD, AUGUSTA, MO 63332-1505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071042248 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 7104/2248 |
| Instrument | 20190715000356510 |
| Name | FIRST FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | WENTZVILLE, MO 63385 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 26, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1260 TERRY RD, AUGUSTA, MO 63332-1505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072812054 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 7281/2054 |
| Instrument | 20200429000269410 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1260 TERRY RD, AUGUSTA, MO 63332-1505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1260 TERRY RD, AUGUSTA, MO 63332-1505 |
| Document Number | 2021R023295 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021R-023295 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1260 TERRY RD, AUGUSTA, MO 63332-1505 |
| Document Number | 0070081024 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1260 TERRY RD AUGUSTA MO 633321505, AUGUSTA, MO 63332-1505 |
| Document Number | 0070081024 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 007008/001024 |
| Instrument | 669820 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 28, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1260 TERRY RD, AUGUSTA, MO 63332-1505 |
| Document Number | 0070052229 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1260 TERRY RD AUGUSTA MO 633321505, AUGUSTA, MO 63332-1505 |
| Document Number | 0070052229 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 007005/002229 |
| Instrument | 658000 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2018 |
| Property Address | 1260 TERRY RD, AUGUSTA, MO 63332-1505 |
| Document Number | 0069372327 |
| Book / Page | 006937 / 002327 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 349540 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15009 CARRIAGE OAKS CT WRIGHT CITY MO 633904459, WRIGHT CITY, MO 63390-4459 |
| Document Number | 69372327 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 006937/002327 |
| Instrument | 349540 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 5, 2018 |
| Property Address | 1260 TERRY RD, AUGUSTA, MO 63332-1505 |
| Document Number | 0069292351 |
| Book / Page | 006929 / 002351 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 313640 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15009 CARRIAGE OAKS CT WRIGHT CITY MO 633904459, WRIGHT CITY, MO 63390-4459 |
The 2025 property tax bill for 1260 Terry Rd was $3,465, up 3.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,127 (-) | $326,986 (-) Land $55,000 Building $271,986 | |
| 2025 | $3,465.00 (+3.9%) | $62,127 | $326,986 Land $55,000 Building $271,986 |
| 2024 | $3,335.00 | ||
| 2023 | $58,327 | ||
| 2022 | $306,984 Land $55,000 Building $251,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1260 Terry Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1993–2000) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2000 · Severe Thunderstorms And Flash Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1260 Terry Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES CO PWSD 2 AUGUSTA serves 881 people · EPA ID MO6024531 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Also Mapped Here | ST CHARLES COUNTY PWSD 2 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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