1260 T St, Merced, CA 95341 Property Records

Merced County property record for 1260 T St, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 704 sqft · built 1930
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$458,000 (Oct 2025)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`031-283-003-000`

Property Details

APN / Parcel Number

Primary APN	`031-283-003-000`
Alternative APN	`031-283-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1940
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	15,000 sqft (0.344 acres)
Porch	Porch
Porch Area	149 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-283-003
Street Address	1260 T ST
City	MERCED
State	CA
Zip	95341-5706
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R315
Legal Description	NORDMAN TR LOT 7&8 BLK 269
Legal Subdivision	NORDMAN TR
Legal Block	269
Legal Lot Number	7,8
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1015
Census Tract	1502

Owner

1260 T St, a residential property, is owned and occupied by two individuals who bought it in October 2025.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1260 T ST, MERCED, CA 95341-5706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Jul 23, 2018	Quit Claim Deed, Transfer · Conventional Mortgage NORRIS RICHARD F L/TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Nov 20, 2007 · Amount on File
Deed Document Number	202529302
Prior Transfer Date	Jan 3, 2000
Prior Transfer Doc	0000007649
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 24, 2025
Property Address	1260 T ST, MERCED, CA 95341-5706
Document Number	0000029302
Map Reference	VOL 12 PG 36
Instrument Date	Oct 17, 2025
Instrument	2025029302
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1260 T ST, MERCED, CA 95341-5706

Mortgage

Document Number	0000029303
Date	Oct 24, 2025
Instrument	2025029303

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1260 T ST, MERCED, CA 95341-5706
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6606 WEST IMPERIAL AVE #19 19, 19, EL SEGUNDO, CA 90245

Mortgage

Document Number	0000001966
Date	Jan 15, 2021
Instrument	2021001966

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 23, 2018
Property Address	1260 T ST, MERCED, CA 95341-5706
Document Number	0000022237
Instrument Date	Jul 18, 2018
Instrument	22237
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	660 W IMPERIAL AVE #19 EL SEGUNDO CA 902452081, 19, EL SEGUNDO, CA 90245-2081

Mortgage

Document Number	22238
Date	Jul 23, 2018
Instrument	22238

Lender

Name	NORRIS RICHARD F L/TR (PT)
Address	137 S LUCERNE BLVD, LOS ANGELES, CA 90004-3724

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 22, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1260 T St was $1,416.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,000 (+265.87%) Land $140,000 Building $318,000
2025	$1,416.00	$125,180 Land $12,806 Building $112,374
2023	$1,322.00 (+1.46%)	$120,320 Land $12,309 Building $108,011
2022	$1,303.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1260 T St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1260 T St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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