1260 Spring Plains Rd, Cross, SC 29436 Property Records

Berkeley County property record for 1260 Spring Plains Rd, Cross, SC 29436

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,584 sqft · built 1999
Lot Size	21.2 acres (927,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2026)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`031-00-04-112`

Property Details

APN / Parcel Number

Primary APN	`031-00-04-112`
Alternative APN	`031-00-04-014`

Interior

Full Baths	2 Baths
Building Area	1,584 sqft Finished Area
Gross Area	1,864 sqft
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	927,392 sqft (21.2 acres)

Exterior Amenities

Deck Area	264 sqft
Patio Area	280 sqft
Storage Building	240 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1260 SPRING PLAINS RD
City	CROSS
State	SC
Zip	29436-3013
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BERKELEY C
Legal Description	TRACT 25
Legal Subdivision	CROSS AREA (EAST)
Legal Tract	25
Jurisdiction	BERKELEY SC
Township / Civil Division	CROSS
Census Block Group	3
Census Block	3009
Census Tract	20101

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Nov 17, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jun 30, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Sep 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage LOW TIDE PRIVATE LENDING LLC
Mar 24, 2023	Deed, Transfer WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC
Feb 7, 2022	Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jul 23, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Feb 4, 2025 · Amount on Record
Deed Document Number	202623545
Deed Book / Page	5631 / 362
Prior Transfer Date	Mar 9, 2023
Prior Transfer Doc	04513/0628
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 SPRINGWOOD RD, PINEVILLE, SC 29468-3378

Mortgage

Document Number	05409/0580
Date	Dec 9, 2025
Book Page	5409/580
Instrument	2025041414

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 FLREURHEEL CT, SUMMERVILLE, SC 29486

Mortgage

Document Number	05387/0434
Date	Nov 17, 2025
Book Page	5387/434
Instrument	2025038750

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 30, 2026
Property Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013
Document Number	0000023545
Book / Page	5631 / 362
Instrument Date	May 20, 2026
Instrument	202623545
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,532.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013

Mortgage

Document Number	0000023546,
Date	Jun 30, 2026
Book Page	5631/367
Instrument	202623546

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 SEATON ST, SUMMERVILLE, SC 29486-2508

Mortgage

Document Number	05330/0612
Date	Sep 23, 2025
Book Page	5330/612
Instrument	2025031906

Lender

Name	LOW TIDE PRIVATE LENDING LLC
Address	CHARLESTON, SC 29407

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 24, 2023
Property Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013
Document Number	04513/0628
Book / Page	4513 / 628
Map Reference	CAB Q PG 61-D
Instrument Date	Mar 9, 2023
Instrument	2023008404
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Tax	$15.60
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 7, 2022
Property Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013
Document Number	04140/0339
Book / Page	4140 / 339
Map Reference	CAB Q PG 61-D
Instrument Date	Feb 4, 2022
Instrument	2022005041
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$629.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013

Mortgage

Document Number	2022005042
Date	Feb 7, 2022
Instrument	2022005042

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BERKELEY SC
Recording Date	Jul 23, 2021
Property Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013
Document Number	03901/0456
Book / Page	3901 / 456
Map Reference	CAB Q PG 61-D
Instrument Date	Jul 19, 2021
Instrument	2021034770
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 SPRING PLAINS RD, CROSS, SC 29436-3013

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,700 (+1,566.67%) Land $181,600 Building $60,100	$269,400 (+11.46%) Land $202,400 Building $67,000
2025	$3,671.00 (+1.32%)	$14,502 (-) Land $11,070 Building $3,432	$241,700 (-) Land $184,500 Building $57,200
2024	$3,623.00 (+120.24%)	$14,502 (-) Land $11,070 Building $3,432	$241,700 (-) Land $184,500 Building $57,200
2022	$1,645.00	$14,502 Land $11,070 Building $3,432	$241,700 Land $184,500 Building $57,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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