San Luis Obispo County property record for 1260 Scott St, Morro Bay, CA 93442
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,870 sqft · built 1978 |
| Lot Size | 0.1 acres (4,360 sqft) |
| Owner | Company Name on File |
| Last Sale | $480,000 (Feb 2014) |
| Tax Bill | $6,485 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-021-022 |
| Primary APN | 066-021-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,870 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 4,360 sqft (0.1 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1260 SCOTT ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2030 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 10 |
| Legal Description | CY MB ATAS BCH BL 31 LT 110 |
| Legal Subdivision | ATASCADERO BEACH |
| Legal Block | 31 |
| Legal Lot Number | 110 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10603 |
1260 Scott St, a duplex, is owned by a company that acquired it in December 2017.
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 151 TOWNE TER, SANTA CRUZ, CA 95060-3631 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 28, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2014 · Amount on File |
| Deed Sale | Feb 21, 2014 · Amount on File |
| Deed Document Number | 20146836 |
| Last Transfer Date | Dec 1, 2017 |
| Transfer Doc | 0000059552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1260 SCOTT ST, MORRO BAY, CA 93442-2030 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 151 TOWNE TER, SANTA CRUZ, CA 95060-3631 |
| Document Number | 0000018539 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021018539 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 28, 2017 |
| Property Address | 1260 SCOTT ST, MORRO BAY, CA 93442-2030 |
| Document Number | 0000059552 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 59552 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 151 TOWNE TER SANTA CRUZ CA 950603631, SANTA CRUZ, CA 95060-3631 |
The 2025 property tax bill for 1260 Scott St was $6,485.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $600,170 (+2%) Land $343,849 Building $256,321 | |
| 2025 | $6,485.00 | $588,403 Land $337,107 Building $251,296 |
| 2023 | $6,260.00 (+6.7%) | $565,557 Land $324,018 Building $241,539 |
| 2022 | $5,867.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1260 Scott St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1260 Scott St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Peak WiFi, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures