1260 Rummel Rd, Lucas, OH 44843 Property Records

Richland County property record for 1260 Rummel Rd, Lucas, OH 44843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,366 sqft · built 1997
Lot Size	5 acres (218,148 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Nov 2012)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-14-138-10-002`

Property Details

APN / Parcel Number

Primary APN	`018-14-138-10-002`
Alternative APN	`00047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,366 sqft Living Area
1st Floor Area	380 sqft
Basement Area	983 sqft
Finished Basement	400 sqft
Unfinished Basement	583 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Aluminum Siding
Lot Area	218,148 sqft (5 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Patio Area	168 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1260 RUMMEL RD
City	LUCAS
State	OH
Zip	44843-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONROE TWP NW A 5.008 LT 7 PT
Legal Subdivision	MONROE
Legal Lot Number	7
Jurisdiction	RICHLAND OH
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2013
Census Tract	2000

Owner

1260 Rummel Rd is owned and occupied by an individual who bought it in November 2012.

Source: Richland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1260 RUMMEL RD, LUCAS, OH 44843-9553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2022	Deed of Trust, Mortgage · VA Mortgage TITAN MUTUAL LENDING INC
Mar 22, 2006	Deed of Trust, Mortgage · Line of Credit FIRSTMERIT BANK NA
Mar 20, 2006	Deed of Trust, Mortgage FIRSTMERIT BANK NA
Nov 21, 2012	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2012 · Amount on File
Deed Sale	Nov 21, 2012 · Amount on File
Prior Sale	Aug 4, 1997 · Amount on File
Deed Document Number	201214856
Deed Book / Page	2182 / 326
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Sep 10, 2026
Property Address	1260 RUMMEL RD, LUCAS, OH 44843-9553
Document Number	0000010689
Book / Page	3047 / 5147
Instrument Date	Sep 3, 2026
Instrument	202610689
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	1260 RUMMEL RD, LUCAS, OH 44843-9553

Mortgage

Document Number	0000010689,
Date	Sep 10, 2026
Book Page	3047/5147
Instrument	202610689

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1260 RUMMEL RD, LUCAS, OH 44843-9553
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02997/1717
Date	Oct 26, 2022
Book Page	2997/1717
Instrument	202200013264

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1260 RUMMEL RD, LUCAS, OH 44843-9553
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01626/0006
Date	Mar 22, 2006
Book Page	1626/0006
Instrument	200600004618

Lender

Name	FIRSTMERIT BANK NA
Type	Bank
Address	100 PARK AVE W, MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1260 RUMMEL RD, LUCAS, OH 44843-9553
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01624/0879
Date	Mar 20, 2006
Book Page	1624/0879
Instrument	200600004439

Lender

Name	FIRSTMERIT BANK NA
Type	Bank
Address	100 PARK AVE W, MANSFIELD, OH 44902

Agreement

Amount	Amount on Record

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Nov 21, 2012
Property Address	1260 RUMMEL RD, LUCAS, OH 44843-9553
Document Number	02182/0326
Book / Page	2182 / 0326
Instrument Date	Nov 19, 2012
Instrument	201200014856
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1260 RUMMEL RD, LUCAS, OH 44843-9553

Mortgage

Document Number	201200014857
Date	Nov 21, 2012
Instrument	201200014857

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1260 Rummel Rd was $2,751 with exemptions applied.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Monroe Township
Unified School District	Lucas Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,751.00	$87,750 (-) Land $16,650 Building $71,100
2024	$2,751.00 (-5.95%) Homeowner's exemption Veteran's exemption	$87,750 (-) Land $16,650 Building $71,100
2023	$2,925.00 (+14.66%) Homeowner's exemption Veteran's exemption	$87,750 (+22.47%) Land $16,650 Building $71,100	$250,690 Land $47,560 Building $203,130
2022	$2,551.00 Homeowner's exemption Veteran's exemption	$71,650 Land $14,880 Building $56,770
2020			$204,720 Land $42,520 Building $162,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1260 Rummel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1260 Rummel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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