1260 Royal Tern Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 1260 Royal Tern Dr, Punta Gorda, FL 33950 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,252 sqft · built 1999
Lot Size	0.237 acres (10,328 sqft)
Owner	2 Individual Names on File
Last Sale	$763,000 (Aug 2024)
Tax Bill	$10,992 (2025)
Deeds & Mortgages	May 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`412224209001`

Property Details

APN / Parcel Number

Primary APN	`412224209001`
Alternative APNs	`00952360010004` `10004696624`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,252 sqft Living Area
Gross Area	3,049 sqft
1st Floor Area	2,252 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,328 sqft (0.237 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Raised Porch
Porch Area	293 sqft
Loading Dock	105 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952360010004
Street Address	1260 ROYAL TERN DR
City	PUNTA GORDA
State	FL
Zip	33950-7642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUNTA GORDA ISLES SEC14 BLK200 LT27 697/1759 1529/321 4575/65 3441049 L/E3492742
Legal Range	22E
Legal Township	41S
Legal Section	24
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	200
Legal Lot Number	27
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3007
Census Tract	10405

Owner

Source: Charlotte County records · APN 412224209001

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1260 ROYAL TERN DR, PUNTA GORDA, FL 33950-7642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Apr 29, 1997 · Amount on Record
Deed Document Number	20243441049
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	0045750065
Record Updated	Jun 08, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 14, 2020
Property Address	1260 ROYAL TERN DR, PUNTA GORDA, FL 33950-7642
Document Number	0045750065
Book / Page	004575 / 000065
Instrument Date	May 12, 2020
Instrument	2811454
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1260 ROYAL TERN DR PUNTA GORDA FL 339507642, PUNTA GORDA, FL 33950-7642

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,992.00 (+63.55%)	$707,458 (+98.3%) Land $297,500 Building $409,958	$707,458 (+6.62%) Land $297,500 Building $409,958
2024	$6,721.00 (+3.21%)
2023	$6,512.00 (+4.38%) Homeowner's exemption	$356,755 (+2.62%)	$663,544 (+4.59%) Land $336,000 Building $327,544
2022	$6,239.00 Homeowner's exemption	$347,640	$634,416 Land $238,000 Building $396,416

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150104053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 1,331 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,225 units insured 894 under condo master policies
Nearby Flood Claims	127 (2004–2024)
Most Recent Claim	Oct 2024, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 33 claims Hurricane Ian, Oct 2022 · 17 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
ALTIUS Communications	Fixed Wireless (licensed-by-rule)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.