Etowah County property record for 1260 River Run Rd W, Southside, AL 35907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,488 sqft · built 2004 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,000 (Jun 2013) |
| Tax Bill | $1,488 (2026) |
| Deeds & Mortgages | Feb 2019 Refinance Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-03-07-0-001-014.038 |
| Primary APN | 21-03-07-0-001-014.038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,488 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| 2nd Floor Area | 962 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 37,897 sqft (0.87 acres) |
| Lot Dimensions | 251 ft deep x 240 ft wide |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 608 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 259616 |
|---|---|
| Street Address | 1260 RIVER RUN RD W |
| City | GADSDEN |
| State | AL |
| Zip | 35907-6902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR LT 224.67 X 180.08 X 148.2 X 321.97 X 13.44 LYING IN GOVT LTS E & P 7-13-6 D-2004-0348,D-2013-3386593,D-2022-3534234 |
| Legal Range | 6E |
| Legal Township | 13S |
| Legal Section | 7 |
| Legal Subdivision | WHITEOAK POINT |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10504 |
Source: Etowah County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1260 RIVER RUN RD W, GADSDEN, AL 35907-6902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FAMILY SAVINGS CREDIT UNION |
| Jan 21, 2022 | Quit Claim Deed, Transfer PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2013 · Amount on Record |
| Deed Sale | Jun 6, 2013 · Amount on Record |
| Deed Document Number | 20133386593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ETOWAH AL |
| Property Address | 1260 RIVER RUN RD W, SOUTHSIDE, AL 35907-6902 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0003480026 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 3480026 |
| Name | FAMILY SAVINGS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ETOWAH AL |
| Recording Date | Jan 21, 2022 |
| Property Address | 1260 RIVER RUN RD W, SOUTHSIDE, AL 35907-6902 |
| Document Number | 0003534234 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 3534234 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Tax | $118.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1260 RIVER RUN RD W, GADSDEN, AL 35907-6902 |
| Name | Verified Name |
|---|---|
| Address | 1260 RIVER RUN RD W, GADSDEN, AL 35907-6902 |
| Document Number | 0003534235 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 3534235 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Feb 1, 2051 |
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Southside City |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,488.00 (-12.83%) Homeowner's exemption | ||
| 2025 | $1,707.00 (-5.27%) Homeowner's exemption | $42,840 (-5.14%) Land $2,500 Building $40,340 | $428,200 (-5.18%) Land $25,000 Building $403,200 |
| 2023 | $1,802.00 (+23.09%) Homeowner's exemption | $45,160 (+22.35%) Land $2,500 Building $42,660 | $451,600 (+22.35%) Land $25,000 Building $426,600 |
| 2022 | $1,464.00 Homeowner's exemption | $36,910 Land $2,500 Building $34,410 | $369,100 Land $25,000 Building $344,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHSIDE WATER WORKS AND SEWER BOARD serves 12,327 people · EPA ID AL0000591 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures