1260 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 1260 Pearson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,139 sqft · built 1941
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on Record
Last Sale$91,000 (Jan 1999)
Tax Bill$3,099 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-33-251-039

Property Details

APN / Parcel Number

Primary APN24-25-33-251-039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,139 sqft Living Area
1st Floor Area752 sqft
Basement Area752 sqft
Finished Basement752 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleBungalow
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage Area311 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1260 PEARSON ST
CityFERNDALE
StateMI
Zip48220-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 33 LEGGETT FARM SUB LOT 6 BLK E
Legal Range11E
Legal Township01N
Legal Section33
Legal SubdivisionLEGGETT FARM SUB
Legal BlockE
Legal Lot Number6
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1004
Census Tract173300

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1260 PEARSON ST, FERNDALE, MI 48220-1606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 1999 · Amount on Record
Deed SaleJan 21, 1999 · Amount on Record
Prior SaleMar 14, 1995 · Amount on Record
Last Transfer DateApr 18, 2013
Transfer Doc0000134769
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1260 PEARSON ST, FERNDALE, MI 48220-1606
Document Number0000251121
Instrument DateNov 18, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1260 PEARSON ST FERNDALE MI 482201606, FERNDALE, MI 48220-1606

Mortgage

Document Number0000251121
DateNov 30, 2020
Book Page055247/000637
Instrument251121
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,099.00 (-2.52%) Homeowner's exemption$124,860 (+10.47%)$249,720 (+10.47%)
2024$3,179.00 (+6.07%)
2023$113,030$226,060
2021$2,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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