Cook County property record for 1260 Oak St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,433 sqft · built 1929 |
| Lot Size | 0.282 acres (12,267 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Jan 2021) |
| Tax Bill | $11,634 (2023) |
| Deeds & Mortgages | Feb 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 05-20-111-001 |
| Primary APN | 05-20-111-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,433 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,267 sqft (0.282 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 1260 OAK ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WINNETKA)(MANOR) A SUB OF S45ACS OF W90ACS OF NW NW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | WINNETKA MANOR |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 800500 |
1260 Oak St is owned and occupied by an individual who bought it in January 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1260 OAK ST, WINNETKA, IL 60093-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 22, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Deed Document Number | 202139468 |
| Prior Transfer Date | Jan 13, 1999 |
| Prior Transfer Doc | 0000000430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1260 OAK ST, WINNETKA, IL 60093-2133 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1260 OAK ST, WINNETKA, IL 60093-2133 |
| Document Number | 0004539060 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2204539060 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1260 OAK ST, WINNETKA, IL 60093-2133 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0033321159 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2133321159 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 22, 2021 |
| Property Address | 1260 OAK ST, WINNETKA, IL 60093-2133 |
| Document Number | 2102239468 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2239468 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1260 OAK ST WINNETKA IL 600932133, WINNETKA, IL 60093-2133 |
| Document Number | 2102239469 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2239469 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,000 Land $26,987 Building $77,013 | $1,040,000 Land $269,870 Building $770,130 | |
| 2023 | $11,634.00 (+6.44%) | ||
| 2022 | $10,930.00 | $53,500 Land $27,600 Building $25,900 | $535,000 Land $276,000 Building $259,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1260 Oak St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 68 (1987–2022) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Jul 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1260 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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