1260 Main St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1260 Main St, Watsonville, CA 95076

Property Summary

Property TypeRegional Shopping Center, Mall
Lot Size2.73 acres (118,919 sqft)
OwnerCompany Name on Record
Tax Bill$26,605 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jan 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN016-172-76

Property Details

APN / Parcel Number

Primary APN016-172-76
Alternative APNs
  • 016-172-76-000
  • 01617246000

Exterior

Lot Area118,919 sqft

Location & Zoning

Street Address1200 MAIN ST
CityWATSONVILLE
StateCA
Zip95076-3734
Property CategoryCommercial
Property TypeCommercial > Retail > Regional Shopping Center, Mall
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1001
Census Tract110505

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address314 CAPITOLA AVE, CAPITOLA, CA 95010-3257
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Deed of Trust, Mortgage · Commercial Mortgage
AVIDBANK
Jan 26, 2021Deed of Trust, Mortgage · Construction Mortgage
BOSTON PRIVATE BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1200 MAIN ST, WATSONVILLE, CA 95076
Transaction TypeMortgage
Record UpdatedFeb 13, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 CAPITOLA AVE, CAPITOLA, CA 95010-3257

Mortgage

Document Number0000001049
DateJan 23, 2023
Instrument2023-0001049
Lender
NameAVIDBANK
TypeBank
AddressSAN JOSE, CA 95112
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1200 MAIN ST, WATSONVILLE, CA 95076
Transaction TypeMortgage
Record UpdatedFeb 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 CAPITOLA AVE, CAPITOLA, CA 95010-3257

Mortgage

Document Number0000004393
DateJan 26, 2021
Instrument2021-0004393
Lender
NameBOSTON PRIVATE BANK & TRUST COMPANY
TypeBank
AddressBOSTON, MA 02109
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term51 Months
DueApr 22, 2025

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,007,725 (+2%) Land $528,348 Building $1,479,377
2025$26,605.00 (+11.76%)$1,968,358 (+4.04%) Land $517,988 Building $1,450,370
2023$23,805.00 (+1.91%)$1,891,924 Land $497,874 Building $1,394,050
2022$23,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

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