1260 Lonna Way, Tracy, CA 95376 Property Records

San Joaquin County property record for 1260 Lonna Way, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 1965
Lot Size	0.319 acres (13,910 sqft)
Owner	2 Individual Names on File
Last Sale	$302,500 (Apr 2014)
Tax Bill	$4,201 (2026)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232-260-230-000`

Property Details

APN / Parcel Number

Primary APN	`232-260-230-000`
Alternative APNs	`232-260-23` `23118011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Lot Area	13,910 sqft (0.319 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	232-260-23
Street Address	1260 LONNA WAY
City	TRACY
State	CA
Zip	95376-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 5 LOT 9
Legal Subdivision	ARNOLD PARK
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1004
Census Tract	5308

Owner

1260 Lonna Way is owned and occupied by two individuals who acquired it in November 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1260 LONNA WAY, TRACY, CA 95376-3339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 11, 2017	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2014 · Amount on File
Deed Sale	Apr 23, 2014 · Amount on File
Prior Sale	Dec 6, 2013 · Amount on File
Deed Document Number	201439507
Last Transfer Date	Nov 2, 2017
Transfer Doc	0000143467
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1260 LONNA WAY, TRACY, CA 95376-3339
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 LONNA WAY, TRACY, CA 95376-3339

Mortgage

Document Number	0000083767
Date	May 13, 2021
Instrument	2021-083767

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 11, 2017
Property Address	1260 LONNA WAY, TRACY, CA 95376-3339
Document Number	0000143467
Map Reference	MAP17 PG5
Instrument Date	Nov 2, 2017
Instrument	2017-143467
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1260 LONNA WAY, TRACY, CA 95376-3339

Mortgage

Document Number	0000143468
Date	Dec 11, 2017
Instrument	2017-143468

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1260 Lonna Way was $4,201 with a homeowner's exemption.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,201.00
2025	$4,201.00 Homeowner's exemption	$370,812 Land $129,782 Building $241,030
2023	$3,808.00 (+2.12%) Homeowner's exemption	$356,415 Land $124,744 Building $231,671	$540,180
2022	$3,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1260 Lonna Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1260 Lonna Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Matrix Broadband.

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