1260 Lane Rd, Dunn, NC 28334 Property Records

Harnett County property record for 1260 Lane Rd, Dunn, NC 28334

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,044 sqft · built 2005
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,826 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1400018138`

Property Details

APN / Parcel Number

Primary APN	`1400018138`
Alternative APN	`021527 0108 09`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,044 sqft Heated Area
1st Floor Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	624 sqft
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1400018138
Street Address	1260 LANE RD
City	DUNN
State	NC
Zip	28334-6256
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R20
Legal Description	LT#1 KARENE P SMITH 1.03AMAP#2004-794
Legal Subdivision	KARENE P SMITH SURV
Legal Lot Number	1
Jurisdiction	HARNETT NC
Township / Civil Division	AVERASBORO
Census Block Group	2
Census Block	2010
Census Tract	70200

Owner

1260 Lane Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2004.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1260 LANE RD, DUNN, NC 28334-6256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Jul 2, 2020	Deed of Trust, Mortgage QUICKEN LNS
Sep 11, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2004
Deed Sale	Oct 22, 2004
Deed Book / Page	1999 / 303
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	1260 LANE RD, DUNN, NC 28334-6256
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015342
Date	Jul 2, 2021
Book Page	4008/555
Instrument	2021015342

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	1260 LANE RD, DUNN, NC 28334-6256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004709
Date	Apr 9, 2018
Book Page	3594/0375
Instrument	2018004709

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	DUNN, NC 28334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	1260 LANE RD, DUNN, NC 28334-6256
Document Number	0000011391
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1260 LANE RD DUNN NC 283346256, DUNN, NC 28334-6256

Mortgage

Document Number	0000011391
Date	Jul 9, 2020
Book Page	003837/000592
Instrument	11391

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	1260 LANE RD, DUNN, NC 28334-6256
Document Number	0000013210
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1260 LANE RD DUNN NC 283346256, DUNN, NC 28334-6256

Mortgage

Document Number	0000013210
Date	Sep 13, 2019
Book Page	003735/000665
Instrument	13210

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1260 Lane Rd was $3,826, up 39.4% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,826.00 (+39.43%)	$502,158 (+36.16%)	$502,158 (+36.16%) Land $35,050 Building $467,108
2025	$2,744.00	$368,796	$368,796 Land $30,190 Building $338,606
2023	$2,670.00	$368,796	$368,796 Land $30,190 Building $338,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1260 Lane Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1260 Lane Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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