1260 Garret Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 1260 Garret Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,218 sqft · built 1971
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Oct 2023)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0076-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0076-0140`
Alternative APNs	`00220317` `220317`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	1,647 sqft
1st Floor Area	1,218 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	69 sqft
Deck Area	384 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00220317
Street Address	1260 GARRET AVE
City	SPRING HILL
State	FL
Zip	34606-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 76 LOT 14
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	76
Legal Lot Number	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41302

Owner

1260 Garret Ave is owned by two individuals who acquired it in November 2023.

Source: Hernando County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4911 CRESTHILL DR, TAMPA, FL 33615-4615
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Mar 2, 2017	Warranty Deed, Transfer TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on File
Deed Sale	Oct 11, 2023 · Amount on File
Prior Sale	Sep 26, 2018 · Amount on File
Deed Document Number	202365421
Deed Book / Page	4353 / 1136
Last Transfer Date	Nov 27, 2023
Transfer Doc	0043700196
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 11, 2023
Property Address	1260 GARRET AVE, SPRING HILL, FL 34606-4207
Document Number	0043531136
Book / Page	4353 / 1136
Map Reference	MB 7 PG 65-79
Instrument Date	Oct 10, 2023
Instrument	2023065421
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 RIDGE RD APT 503, 503, MARTINSVILLE, VA 24112-3269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 GARRET AVE, SPRING HILL, FL 34606-4207

Mortgage

Document Number	0043531138
Date	Oct 11, 2023
Instrument	4353/1138

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 26, 2018
Property Address	1260 GARRET AVE, SPRING HILL, FL 34606-4207
Document Number	0036270438
Book / Page	3627 / 0438
Map Reference	MB7 PG65-79
Instrument Date	Sep 17, 2018
Instrument	2018058710
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12106 DEEP CREEK DR, 12106, SPRING HILL, FL 34609-4822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 GARRET AVE, SPRING HILL, FL 34606-4207

Mortgage

Document Number	2018058711
Date	Sep 26, 2018
Instrument	2018058711

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 2, 2017
Property Address	1260 GARRET AVE, SPRING HILL, FL 34606-4207
Document Number	0034440093
Book / Page	003444 / 000093
Instrument Date	Feb 24, 2017
Instrument	11911
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Tax	$483.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12106 DEEP CREEK DR SPRING HILL FL 346094822, SPRING HILL, FL 34609-4822

Tax Assessment & Valuation

The 2025 property tax bill for 1260 Garret Ave was $2,427.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,427.00	$161,052 Land $27,375 Building $133,677	$161,052 Land $27,375 Building $133,677
2023		$93,119 (+3%) Land $93,119
2022	$813.00 Homeowner's exemption	$90,407	$160,271 Land $30,000 Building $130,271

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1260 Garret Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1260 Garret Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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