1260 Earlham Ln, Lincoln, CA 95648 Property Records

Placer County property record for 1260 Earlham Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,827 sqft · built 2006
Lot Size	0.189 acres (8,240 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Sep 2026)
Tax Bill	$10,022 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`327-290-047-000`

Property Details

APN / Parcel Number

Primary APN	`327-290-047-000`
Alternative APN	`327-290-047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,827 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,240 sqft (0.189 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	327-290-047
Street Address	1260 EARLHAM LN
City	LINCOLN
State	CA
Zip	95648-3268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 118 LINCOLN CROSSING VILLAGE 8A MOR AA-50
Legal Subdivision	LINCOLN CROSSING VILLAGE 8A
Legal Lot Number	118
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2006
Census Tract	23200

Owner

1260 Earlham Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Placer County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Grant Deed, Transfer · VA Mortgage RESIDENTIAL LENDING
Sep 30, 2026	Affidavit of Death of Trustee, Transfer
Feb 23, 2023	Intrafamily Transfer, Transfer
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 19, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 27, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Jan 19, 2018 · Amount on File
Deed Document Number	202655863
Prior Transfer Date	Sep 24, 2026
Prior Transfer Doc	0000055862
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 30, 2026
Property Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268
Document Number	0000055863
Instrument Date	Sep 25, 2026
Instrument	202655863
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,214.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268

Mortgage

Document Number	0000055864,
Date	Sep 30, 2026
Instrument	202655864

Lender

Name	RESIDENTIAL LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	PLACER CA
Recording Date	Sep 30, 2026
Property Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268
Document Number	0000055862
Instrument Date	Sep 24, 2026
Instrument	202655862
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	204 PASEO DEL RIO, MORAGA, CA 94556-1629
Investor	Possibly a Property Investor

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 23, 2023
Property Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268
Document Number	0000008659
Map Reference	MB AA PG 50
Instrument Date	Feb 22, 2023
Instrument	2023-0008659
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268

Mortgage

Document Number	0000128517
Date	Nov 9, 2020
Instrument	2020-0128517

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	May 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 19, 2018
Property Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268
Document Number	0000003193
Map Reference	MB AA PG50
Instrument Date	Jan 17, 2018
Instrument	2018-0003193
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CA 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268

Mortgage

Document Number	0000003194
Date	Jan 19, 2018
Instrument	2018-0003194

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 27, 2017
Property Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268
Document Number	0000031048
Map Reference	MAP AA PG50
Instrument Date	Apr 24, 2017
Instrument	2017-0031048
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 EARLHAM LN, LINCOLN, CA 95648-3268

Mortgage

Document Number	0000031049
Date	Apr 27, 2017
Instrument	2017-0031049

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1260 Earlham Ln was $10,022.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$553,593 (+2%) Land $116,056 Building $437,537
2025	$10,022.00 Homeowner's exemption	$542,739 Land $113,781 Building $428,958
2023	$9,730.00 (+1.91%) Homeowner's exemption	$521,665 Land $109,363 Building $412,302
2022	$9,548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1260 Earlham Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1260 Earlham Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Succeed.Net Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Zeta Broadband.

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