1260 E Ramsey St, Banning, CA 92220 Property Records

Riverside County property record for 1260 E Ramsey St, Banning, CA 92220

Property Summary

Property Type	Auto Repair, Garage
Details	672 sqft · built 1961
Lot Size	0.859 acres (37,461 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2021)
Tax Bill	$4,585 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`541-210-002`

Property Details

APN / Parcel Number

Primary APN	`541-210-002`

Interior

Units	4 Units
Stories	1 Story
Building Area	672 sqft Total Area

Exterior

Year Built	Built 1961
Construction Type	Tilt-Up Concrete
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	37,461 sqft (0.859 acres)
Total Buildings	3 Buildings

Location & Zoning

Account Number	541210002
Street Address	1260 E RAMSEY ST
City	BANNING
State	CA
Zip	92220-5928
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	M1
Legal Description	POR BLK 175 MB 005/186 MAP OF PART OF BANNING COLONY LANDS
Legal Subdivision	PART BANNING COLONY LANDS
Legal Block	175
Legal Lot Number	175
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4022
Census Tract	44200

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1260 E RAMSEY ST, BANNING, CA 92220-5928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Grant Deed, Transfer · Seller Carry-Back STEVEN SYSAVATH
Dec 17, 2018	Deed of Trust, Mortgage RJS FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Jul 28, 2009
Deed Document Number	2021-0218410
Record Updated	Jun 8, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 7, 2021
Property Address	1260 E RAMSEY ST, BANNING, CA 92220-5928
Document Number	0000218410
Map Reference	MB 3 PG 149
Instrument Date	Mar 21, 2021
Instrument	2021-0218410
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 E RAMSEY ST, BANNING, CA 92220-5928

Mortgage

Document Number	0000218411
Date	Apr 7, 2021
Instrument	2021-0218411

Lender

Name	STEVEN SYSAVATH
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1260 E RAMSEY ST, BANNING, CA 92220-5928
Document Number	0000008213
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 E RAMSEY ST BANNING CA 922205928, BANNING, CA 92220-5928

Mortgage

Document Number	0000008213
Date	Jan 9, 2019
Instrument	8213

Lender

Name	RJS FINANCIAL INC
Type	Bank
Address	COVINA, CA 91724

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 8, 2029

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,585.00 (+2.69%)	$324,728 (+4.04%) Land $151,540 Building $173,188
2023	$4,465.00 (+2.13%)	$312,120 Land $145,656 Building $166,464
2022	$4,372.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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