1260 Cramton Ave NE, Ada, MI 49301 Property Records

Kent County property record for 1260 Cramton Ave NE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,647 sqft · built 1945
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,000 (Jun 2026)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-15-15-300-045`

Property Details

APN / Parcel Number

Primary APN	`41-15-15-300-045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,647 sqft Living Area
1st Floor Area	1,647 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Lot Area	109,771 sqft (2.52 acres)
Lot Width	421 ft Width
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1260 CRAMTON AVE NE
City	ADA
State	MI
Zip	49301-8751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF SW 1/4 COM AT SW COR OF SEC TH N 88D 10M 35S E ALONG S SEC LINE 290.02 FT TH N 0D 00M 00S 271.0 FT TH S 88D 10M 35S W
Legal Range	10W
Legal Township	07N
Legal Section	15
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	2
Census Block	2028
Census Tract	11901

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1260 CRAMTON AVE NE, ADA, MI 49301-8751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CREDIT UNION
Feb 13, 2024	Intrafamily Transfer, Transfer
Apr 9, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 18, 2017	Warranty Deed, Transfer · Conventional Mortgage GREENSTONE FARM CREDIT SVC(S)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	202640767
Prior Transfer Date	Feb 2, 2024
Prior Transfer Doc	0000007387
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 22, 2026
Property Address	1260 CRAMTON AVE NE, ADA, MI 49301-8751
Document Number	0000040767
Instrument Date	Jun 15, 2026
Instrument	202640767
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	SUN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 CRAMTON AVE NE, ADA, MI 49301-8751

Mortgage

Document Number	0000040768,
Date	Jun 22, 2026
Instrument	20262240768

Lender

Name	MICHIGAN FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Feb 13, 2024
Property Address	1260 CRAMTON AVE NE, ADA, MI 49301-8751
Document Number	0000007387
Instrument Date	Feb 2, 2024
Instrument	20240213-0007387
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5500 CASCADE RD SE STE 200, 200, GRAND RAPIDS, MI 49546-9059

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Apr 9, 2021
Property Address	1260 CRAMTON AVE NE, ADA, MI 49301-8751
Document Number	0000042139
Instrument Date	Apr 5, 2021
Instrument	42139
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1260 CRAMTON AVE NE ADA MI 493018751, ADA, MI 49301-8751

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 18, 2017
Property Address	1260 CRAMTON AVE NE, ADA, MI 49301-8751
Document Number	0000088433
Instrument Date	Oct 11, 2017
Instrument	88433
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 CRAMTON AVE NE ADA MI 493018751, ADA, MI 49301-8751

Mortgage

Document Number	100005
Date	Oct 18, 2017
Instrument	100005

Lender

Name	GREENSTONE FARM CREDIT SVC(S)
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,400 (-4.84%)	$416,800 (-4.84%)
2025	$4,605.00 (+74.5%)	$219,000 (+52.61%)	$438,000 (+52.61%)
2024	$2,639.00
2023		$143,500	$287,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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