1260 Channel Drop Loop, Zebulon, NC 27597 Property Records

Wake County property record for 1260 Channel Drop Loop, Zebulon, NC 27597

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,804 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Nov 2025)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2715.04-50-9865 0492692`

Property Details

APN / Parcel Number

Primary APN	`2715.04-50-9865 0492692`
Alternative APN	`0492692`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,804 sqft Heated Area

Exterior

Year Built	Built 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0492692
Street Address	1260 CHANNEL DROP LOOP
City	ZEBULON
State	NC
Zip	27597-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO181 SIDNEY CREEK PH1A BM2022-00215
Legal Subdivision	SIDNEY CREEK
Legal Lot Number	181
Jurisdiction	WAKE NC
Township / Civil Division	LITTLE RIVER
Census Block Group	3
Census Block	3013
Census Tract	54306

Owner

1260 Channel Drop Loop is owned by an individual who bought it in November 2025.

Source: Wake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 24, 2023	Special Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Dec 2, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	May 24, 2023 · Amount on File
Deed Document Number	0200631458
Deed Book / Page	20063 / 1458
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Nov 7, 2025
Property Address	1260 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Document Number	20063/1458
Book / Page	20063 / 1458
Map Reference	MB 2022 PG 1686-1693
Instrument Date	Oct 16, 2025
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8505 DARMSTADT CT, WAKE FOREST, NC 27587-5407

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20063/1461
Date	Nov 7, 2025
Book Page	20063/1461

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 24, 2023
Property Address	1260 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Document Number	19341/1849
Book / Page	19341 / 1849
Map Reference	MB 2022 PG 1686-1693
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 RDU CENTER DR, MORRISVILLE, NC 27560-7671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1260 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426

Mortgage

Document Number	0193411851
Date	May 24, 2023
Instrument	19341/1851

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Dec 2, 2022
Property Address	1260 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Document Number	019213/221
Book / Page	19213 / 221
Map Reference	MB 18950 PG 1159
Instrument Date	Dec 1, 2022
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$2,042.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1260 Channel Drop Loop was $3,577.

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Zebulon Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,577.00	$325,123 Land $65,000 Building $260,123
2024			$325,123 (+550.25%) Land $65,000 Building $260,123
2023	$616.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1260 Channel Drop Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1260 Channel Drop Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Channel Drop Loop

Nearby Streets

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