1260 Andover Cir, Aurora, IL 60504 Property Records

DuPage County property record for 1260 Andover Cir, Aurora, IL 60504

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,194 sqft · built 1987
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (Jun 2019)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-32-114-115`

Property Details

APN / Parcel Number

Primary APN	`07-32-114-115`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,194 sqft Living Area
1st Floor Area	605 sqft
2nd Floor Area	589 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	10.8 ft deep x 3.7 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1260 ANDOVER CIR
City	AURORA
State	IL
Zip	60504-5995
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R
Legal Description	FOX VALLEY VILLAGES UNIT 18-C N 1/2
Legal Subdivision	FOX VALLEY VILLAGES
Legal Lot Number	15
Legal Unit	18
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3015
Census Tract	846515

Owner

1260 Andover Cir, a duplex, is owned and occupied by an individual who bought it in June 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1260 ANDOVER CIR, AURORA, IL 60504-5995
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 21, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Oct 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Nov 17, 2004 · Amount on File
Deed Document Number	201950025
Prior Transfer Date	Jul 28, 2015
Prior Transfer Doc	0000094273
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1260 ANDOVER CIR, AURORA, IL 60504-5995
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 ANDOVER CIR, AURORA, IL 60504-5995

Mortgage

Document Number	0000025290
Date	Mar 10, 2022
Instrument	R2022-025290

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jul 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1260 ANDOVER CIR, AURORA, IL 60504-5995
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 ANDOVER CIR, AURORA, IL 60504-5995

Mortgage

Document Number	0000125773
Date	Oct 26, 2020
Instrument	R2020-125773

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 21, 2019
Property Address	1260 ANDOVER CIR, AURORA, IL 60504-5995
Document Number	0000050025
Map Reference	DOC R80-27397
Instrument Date	Jun 10, 2019
Instrument	R2019-050025
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	HOME CLOSING SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 ANDOVER CIR, AURORA, IL 60504-5995

Mortgage

Document Number	0000050026
Date	Jun 21, 2019
Instrument	R2019-050026

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	0000050027
Date	Jun 21, 2019
Instrument	R2019-050027

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 11, 2017
Property Address	1260 ANDOVER CIR, AURORA, IL 60504-5995
Document Number	0000104830
Instrument Date	Sep 29, 2017
Instrument	104830
Transaction Type	Transfer
Record Updated	Nov 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10S140 LEONARD DR WILLOWBROOK IL 605276055, WILLOWBROOK, IL 60527-6055

Tax Assessment & Valuation

The 2025 property tax bill for 1260 Andover Cir was $4,538 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,538.00	$70,302 Land $21,091 Building $49,211	$210,906 Land $63,273 Building $147,633
2022	$3,955.00 Homeowner's exemption	$53,170 Land $15,840 Building $37,330	$159,510 Land $47,520 Building $111,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1260 Andover Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1260 Andover Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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