Middlesex County and Waltham City property record for 126 Willow St, Waltham, MA 02453
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2.5 ba · 3,025 sqft · built 1890 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $375,000 (Dec 2009) |
| Tax Bill | $9,440 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126492 |
| Primary APN | 126492 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,025 sqft Living Area |
| Gross Area | 4,843 sqft |
| Basement Area | 1,450 sqft |
| Unfinished Basement | 1,450 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,928 sqft (0.182 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 126492 |
|---|---|
| Street Address | 126 WILLOW ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-8329 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 1 |
| Legal Block | 31 |
| Legal Lot Number | 5 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 368800 |
126 Willow St, a duplex, is held in a trust since June 2022.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 184 HILLCREST RD, NEEDHAM, MA 02492-3942 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jul 13, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 24, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE |
| Jan 14, 2019 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2009 · Amount on File |
| Deed Sale | Dec 24, 2009 · Amount on File |
| Last Transfer Date | Jun 21, 2022 |
| Transfer Doc | 080420-521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 126 WILLOW ST, WALTHAM, MA 02453-8329 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 078540-149 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78540/149 |
| Instrument | 189431 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jul 13, 2022 |
| Property Address | 126 WILLOW ST, WALTHAM, MA 02453-8329 |
| Document Number | 080420-521 |
| Book / Page | 80420 / 521 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 106222 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 184 HILLCREST RD, NEEDHAM, MA 02492-3942 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Aug 24, 2021 |
| Property Address | 126 WILLOW ST, WALTHAM, MA 02453-8329 |
| Document Number | 78540-145 |
| Book / Page | 78540 / 145 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 189430 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 184 HILLCREST RD, NEEDHAM, MA 02492-3942 |
| Document Number | 78540-149 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78540/149 |
| Instrument | 189431 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jan 14, 2019 |
| Property Address | 126 WILLOW ST, WALTHAM, MA 02453-8329 |
| Document Number | 72121-81 |
| Book / Page | 072121 / 000081 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 5152 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 184 HILLCREST RD NEEDHAM MA 024923942, NEEDHAM, MA 02492-3942 |
The 2026 property tax bill for 126 Willow St was $9,440, up 3.3% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,440.00 (+3.33%) | $914,700 (-1.68%) Land $430,100 Building $484,600 | $923,035 |
| 2025 | $9,136.00 (+8%) | $930,300 (+6.02%) Land $409,600 Building $520,700 | |
| 2024 | $8,459.00 (+7.33%) | $877,500 (+14.9%) Land $409,600 Building $467,900 | |
| 2023 | $7,881.00 | $763,700 Land $371,700 Building $392,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 126 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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