126 Wild Rose Cir, Chico, CA 95973 Property Records

Butte County property record for 126 Wild Rose Cir, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,282 sqft · built 1992
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$954,000 (Jul 2021)
Tax Bill	$11,822 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2020 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`047-640-022-000`

Property Details

APN / Parcel Number

Primary APN	`047-640-022-000`
Alternative APN	`047-640-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Building Area	3,282 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Wood
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	854 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	047-640-022
Street Address	126 WILD ROSE CIR
City	CHICO
State	CA
Zip	95973-8950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 WILDFLOWER ESTATES SUBDIVISION
Legal Subdivision	WILDFLOWER ESTATES SUBDIVISION
Legal Lot Number	22
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4008
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 WILD ROSE CIR, CHICO, CA 95973-8950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Grant Deed, Transfer · Conventional Mortgage KWIK MORTGAGE CORP
Dec 21, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 10, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Oct 10, 2019	Quit Claim Deed, Transfer OTHER
May 14, 2018	Deed of Trust, Transfer · Conventional Mortgage QUICKEN LNS
May 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	202130291
Prior Transfer Date	Oct 2, 2019
Prior Transfer Doc	0000044973
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 6, 2021
Property Address	126 WILD ROSE CIR, CHICO, CA 95973-8950
Document Number	0000030291
Map Reference	MB 118 PG 12-14
Instrument Date	Jun 28, 2021
Instrument	2021-0030291
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	126 WILD ROSE CIR, CHICO, CA 95973-8950

Mortgage

Document Number	0000030292
Date	Jul 6, 2021
Instrument	2021-0030292

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	126 WILD ROSE CIR, CHICO, CA 95973-8950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 WILD ROSE CIR, CHICO, CA 95973-8950

Mortgage

Document Number	0000052998
Date	Dec 21, 2020
Instrument	2020-0052998

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	930 Months
Due	Jun 7, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	Other
Max Rate	7.35%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	126 WILD ROSE CIR, CHICO, CA 95973-8950
Document Number	0000052999
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	126 WILD ROSE CIR CHICO CA 959738950, CHICO, CA 95973-8950

Mortgage

Document Number	0000052999
Date	Dec 21, 2020
Instrument	52999

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Dec 20, 2098

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 10, 2019
Property Address	126 WILD ROSE CIR, CHICO, CA 95973-8950
Document Number	0000044973
Instrument Date	Oct 2, 2019
Instrument	44973
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	126 WILD ROSE CIR CHICO CA 959738950, CHICO, CA 95973-8950

Mortgage

Document Number	44974
Date	Oct 10, 2019
Instrument	44974

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 10, 2019
Property Address	126 WILD ROSE CIR, CHICO, CA 95973-8950
Document Number	0000044975
Instrument Date	Oct 2, 2019
Instrument	44975
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	126 WILD ROSE CIR CHICO CA 959738950, CHICO, CA 95973-8950

May 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	126 WILD ROSE CIR, CHICO, CA 95973-8950
Document Number	0000017766
Instrument Date	May 14, 2018
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	TITLE SOURCE

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 WILD ROSE CIR CHICO CA 959738950, CHICO, CA 95973-8950

Mortgage

Document Number	0000017766
Date	May 25, 2018
Instrument	17766

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	May 30, 2018
Property Address	126 WILD ROSE CIR, CHICO, CA 95973-8950
Document Number	0000018266
Instrument Date	May 14, 2018
Instrument	18266
Transaction Type	Transfer
Record Updated	Jun 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	126 WILD ROSE CIR CHICO CA 959738950, CHICO, CA 95973-8950

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,032,637 (+2%) Land $259,782 Building $772,855
2025	$11,822.00 (+6.37%)	$1,012,390 (+4.04%) Land $254,689 Building $757,701
2024	$11,114.00 (+1.18%)		$1,000,530
2023	$10,984.00 (+1.59%)	$973,080 Land $244,800 Building $728,280
2022	$10,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	38 (1995–2025)
Claims Outside the SFHA	20 of 38
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 12 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: DigitalPath, unWired Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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