Madison County property record for 126 Whitlock Rd, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Lot Size | 1.06 acres (46,566 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $28 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 0018-0000-0070-A2 |
| Primary APN | 0018-0000-0070-A2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 46,566 sqft (1.06 acres) |
|---|
| Account Number | 55944 |
|---|---|
| Street Address | 126 WHITLOCK RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9411 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | TRACT 1 (1.069 ACRES) |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | COTTONBURG-VALLEY VIEW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10801 |
126 Whitlock Rd is owned and occupied by an individual who acquired it in November 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2154 TATES CREEK RD, RICHMOND, KY 40475-9488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 17, 2022 |
| Transfer Doc | 00D831/682 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 17, 2022 |
| Property Address | 126 WHITLOCK RD, RICHMOND, KY 40475-9411 |
| Document Number | 00D831/682 |
| Book / Page | D831 / 682 |
| Map Reference | MB P29 PG 323 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2014120446 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 TATES CREEK RD, RICHMOND, KY 40475-9488 |
| Name | Verified Name |
|---|---|
| Address | 2154 TATES CREEK RD, RICHMOND, KY 40475-9488 |
The 2025 property tax bill for 126 Whitlock Rd was $28 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28.00 Additional exemption filed | $3,000 | $3,000 |
| 2023 | $29.00 | $3,000 | $3,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Whitlock Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (2015–2026) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Whitlock Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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