126 Walnut St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 126 Walnut St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,303 sqft · built 1890
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Nov 2023)
Tax Bill	$15,432 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00280-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`02-00280-0000-00022`
Alternative APN	`020028000022`

Interior

Stories	2 Stories
Building Area	2,303 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Multi-Family
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	020028000022
Street Address	126 WALNUT ST
City	BLOOMFIELD
State	NJ
Zip	07003-5033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	60 X 105
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	280
Legal Lot Number	22
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4006
Census Tract	15500

Owner

126 Walnut St is owned and occupied by two individuals who bought it in November 2023.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 WALNUT ST, BLOOMFIELD, NJ 07003-5033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Aug 22, 2017	Deed, Transfer · Conventional Mortgage PROVIDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Aug 22, 2017 · Amount on File
Deed Document Number	202369266
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	1253006848
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 17, 2023
Property Address	126 WALNUT ST, BLOOMFIELD, NJ 07003-5033
Document Number	0000069266
Instrument Date	Jul 7, 2023
Instrument	2023069266
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 BELLEVUE AVE, MONTCLAIR, NJ 07043-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 WALNUT ST, BLOOMFIELD, NJ 07003-5033

Mortgage

Document Number	0000069267
Date	Nov 17, 2023
Instrument	2023069267

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2053

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 22, 2017
Property Address	126 WALNUT ST, BLOOMFIELD, NJ 07003-5033
Document Number	0000074504
Instrument Date	Aug 10, 2017
Instrument	2017074504
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 ARCH ST, 48, RAMSEY, NJ 07446-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 447, MONTCLAIR, NJ 07042-0447

Mortgage

Document Number	0000074516
Date	Aug 22, 2017
Instrument	2017074516

Lender

Name	PROVIDENT BANK
Type	Subprime Lender
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 126 Walnut St was $15,432, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,300 (-) Land $111,100 Building $331,200	$442,300 (-) Land $111,100 Building $331,200
2025	$15,432.00 (+2.87%)	$442,300 Land $111,100 Building $331,200	$442,300 Land $111,100 Building $331,200
2024	$15,002.00
2023		$442,300 (-) Land $111,100 Building $331,200	$442,300 (-) Land $111,100 Building $331,200
2022	$14,162.00 (+1.92%)	$442,300 Land $111,100 Building $331,200	$442,300 Land $111,100 Building $331,200
2021	$13,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Walnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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