126 W Main St, Sterling, CO 80751 Property Records

Logan County property record for 126 W Main St, Sterling, CO 80751

Property Summary

Property Type	Office Building
Details	3,978 sqft · built 1962
Lot Size	0.359 acres (15,638 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Mar 2026)
Tax Bill	$5,983 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`38052529340004`

Property Details

APN / Parcel Number

Primary APN	`38052529340004`
Alternative APN	`2991000`

Interior

Units	2 Units
Stories	1 Story
Building Area	3,978 sqft Heated Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick/Stone
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	15,638 sqft (0.359 acres)
Lot Dimensions	125 ft deep x 125 ft wide

Location & Zoning

Old Parcel Number	2991000
Street Address	126 W MAIN ST
City	STERLING
State	CO
Zip	80751-3141
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LOTS 4-8 PACKARDS SUBD OF BLK 1 PACKARDS ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PACKARDS
Legal Block	1
Legal Lot Number	4-8
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2065
Census Tract	966102

Owner

126 W Main St, a commercial property, is owned by two individuals who bought it in March 2026.

Source: Logan County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3497 COUNTY ROAD L, WIGGINS, CO 80654-8114
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE SAN JUANS
Mar 16, 2026	Special Warranty Deed, Transfer J & L DEVELOPMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	2026779280
Deed Book / Page	1067 / 486
Prior Transfer Date	Dec 16, 2008
Prior Transfer Doc	0000691723
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	126 W MAIN ST, STERLING, CO 80751-3141
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000765200
Date	Feb 10, 2023
Book Page	1053/391
Instrument	765200

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	GRAND JUNCTION, CO 81505

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Mar 16, 2026
Property Address	126 W MAIN ST, STERLING, CO 80751-3141
Document Number	0000779280
Book / Page	1067 / 486
Instrument Date	Mar 13, 2026
Instrument	779280
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3497 COUNTY ROAD L, WIGGINS, CO 80654-8114

Mortgage

Document Number	0000779281
Date	Mar 16, 2026
Instrument	779281

Lender

Name	J & L DEVELOPMENT LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 13, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 126 W Main St was $5,983.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,983.00	$75,441	$279,409 Land $156,250 Building $123,159
2023	$4,759.00 (-28.01%)	$284,790 (+244.82%) Land $168,890 Building $115,900	$284,790 (-) Land $168,890 Building $115,900
2022	$6,611.00	$82,590 Land $48,980 Building $33,610	$284,790 Land $168,890 Building $115,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 126 W Main St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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