St. Louis County property record for 126 W College St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 945 sqft · built 1940 |
| Lot Size | 0.223 acres (9,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $262,500 (May 2021) |
| Tax Bill | $3,830 (2026) |
| Deeds & Mortgages | May 2021 Sale Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1380-00150 |
| Primary APN | 010-1380-00150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 945 sqft Gross Area |
| 1st Floor Area | 945 sqft |
| Basement Area | 472 sqft |
| Finished Basement | 472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 9,750 sqft (0.223 acres) |
| Garage Area | 200 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 269 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1108999 |
|---|---|
| Street Address | 126 W COLLEGE ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 AND WLY 15 FT OF LOT 4 INC VACATEDALLEY ADJ SERIAL # |
| Legal Subdivision | EAST LAWN DIVISION OF DULUTH |
| Legal Block | 2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 15700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7610 231ST ST N, FOREST LAKE, MN 55025-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 17, 2021 | Warranty Deed, Transfer RESULTS TITLE |
| Dec 30, 2016 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Prior Sale | Mar 17, 2006 · Amount on Record |
| Deed Document Number | 20211040768 |
| Prior Transfer Date | Apr 8, 2005 |
| Prior Transfer Doc | 0000796865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 17, 2021 |
| Property Address | 126 W COLLEGE ST, DULUTH, MN 55812-1107 |
| Document Number | 0001040768 |
| Instrument Date | May 3, 2021 |
| Instrument | 1040768 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $866.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7610 231ST ST N, FOREST LAKE, MN 55025-9354 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 126 W COLLEGE ST, DULUTH, MN 55812-1107 |
| Document Number | 000T980812 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 126 W COLLEGE ST DULUTH MN 558121107, DULUTH, MN 55812-1107 |
| Document Number | 000T980812 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | T980812 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 10, 2037 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,830.00 (-3.62%) Homeowner's exemption | ||
| 2025 | $3,974.00 (+6.03%) Homeowner's exemption | $302,800 (-1.11%) Land $35,600 Building $267,200 | $302,800 (-1.11%) Land $35,600 Building $267,200 |
| 2024 | $3,748.00 | $306,200 (+17.32%) Land $49,900 Building $256,300 | $306,200 (+17.32%) Land $49,900 Building $256,300 |
| 2022 | $261,000 Land $47,300 Building $213,700 | $261,000 Land $47,300 Building $213,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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