126 W Circle Dr, Cary, NC 27511 Property Records

Wake County property record for 126 W Circle Dr, Cary, NC 27511

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,526 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$1,122,500 (Apr 2026)
Tax Bill	$7,736 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0764.20-71-6733-000`

Property Details

APN / Parcel Number

Primary APN	`0764.20-71-6733-000`
Alternative APNs	`0764.20-71-6733 0448266` `0764716733` `0448266`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,526 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,534 sqft (0.15 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0448266
Street Address	126 W CIRCLE DR
City	CARY
State	NC
Zip	27511-3576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRP
Legal Description	LO3 120 W CIRCLE DRIVE BM2017-01482
Legal Subdivision	W CIRCLE DRIVE
Legal Lot Number	3
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	4
Census Block	4003
Census Tract	53517

Owner

126 W Circle Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Wake County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 W CIRCLE DR, CARY, NC 27511-3576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CREDIT UNION
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ALLIANT CREDIT UNION
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ALLIANT CREDIT UNION
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 6, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Mar 11, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EQUITY RSRCS/OH
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Sep 11, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit FIDELITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Oct 6, 2021 · Amount on File
Deed Document Number	202640991
Deed Book / Page	20201 / 855
Prior Transfer Date	Mar 26, 2025
Prior Transfer Doc	019868/508
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Recording Date	Apr 15, 2026
Property Address	126 W CIRCLE DR, CARY, NC 27511-3576
Document Number	0000040992
Book / Page	20201 / 858
Instrument Date	Apr 15, 2026
Instrument	202640992
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 RIVERSIDE AVE, 312, JACKSONVILLE, FL 32204-4027

Mortgage

Document Number	0000040992,
Date	Apr 15, 2026
Book Page	20201/858
Instrument	202640992

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 15, 2026
Property Address	126 W CIRCLE DR, CARY, NC 27511-3576
Document Number	0000040991
Book / Page	20201 / 855
Instrument Date	Apr 7, 2026
Instrument	2026.40991
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W CIRCLE DR, CARY, NC 27511-3576

Mortgage

Document Number	0000040992,
Date	Apr 15, 2026
Instrument	2026..40992

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 15, 2026
Property Address	126 W CIRCLE DR, CARY, NC 27511-3576
Document Number	020201/855
Book / Page	20201 / 855
Instrument Date	Apr 7, 2026
Instrument	202640991
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W CIRCLE DR, CARY, NC 27511-3576

Mortgage

Document Number	0000040992,
Date	Apr 15, 2026
Instrument	202640992

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 6, 2021
Property Address	126 W CIRCLE DR, CARY, NC 27511-3576
Document Number	18734/2713
Book / Page	18734 / 2713
Map Reference	MB 2017 PG 1482
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 ATHENS AVE, 1701, DURHAM, NC 27707-4311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126W CIRCLE DRIVE, CARY, NC 27511-3576

Mortgage

Document Number	0187342715
Date	Oct 6, 2021
Instrument	18734/2715

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	126 W CIRCLE DR, CARY, NC 27511-3576
Document Number	176450431
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	126 W CIRCLE DR CARY NC 275113576, CARY, NC 27511-3576

Mortgage

Document Number	176450431
Date	Nov 12, 2019
Book Page	017645/000431

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 11, 2019
Property Address	126 W CIRCLE DR, CARY, NC 27511-3576
Document Number	173800640
Book / Page	017380 / 000640
Instrument Date	Mar 11, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 W CIRCLE DR CARY NC 27511, CARY, NC 27511

Mortgage

Document Number	173800642
Date	Mar 11, 2019
Book Page	017380/000642

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 25, 2018
Property Address	126 W CIRCLE DR, CARY, NC 27511-3576
Document Number	172500713
Book / Page	017250 / 000713
Instrument Date	Sep 25, 2018
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W CIRCLE DR CARY NC 27511, CARY, NC 27511

Mortgage

Document Number	172500715
Date	Sep 25, 2018
Book Page	017250/000715

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, ME 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 11, 2018
Property Address	126 W CIRCLE DR, CARY, NC 27511-3576
Document Number	172392093
Book / Page	017239 / 002093
Instrument Date	Sep 11, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 S DIXON AVE CARY NC 275113203, CARY, NC 27511-3203

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	126 W CIRCLE DR, CARY, NC 27511-3576
Document Number	170191006
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	809 PENMON DR FUQUAY VARINA NC 275261782, FUQUAY VARINA, NC 27526-1782
Investor	Possibly a Property Investor

Mortgage

Document Number	170191006
Date	Jan 11, 2018
Book Page	017019/001006

Lender

Name	FIDELITY BK
Type	Bank
Address	CARY, NC 27519

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 126 W Circle Dr was $7,736.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,736.00	$900,312 Land $361,250 Building $539,062	$900,312 Land $361,250 Building $539,062
2023	$5,130.00	$510,009 Land $128,000 Building $382,009	$510,009 Land $128,000 Building $382,009

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 126 W Circle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 W Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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