126 W 4th St, Dedham, IA 51440 Property Records

Carroll County property record for 126 W 4th St, Dedham, IA 51440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,680 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$1,398 (2026)
Deeds & Mortgages	Apr 2019 Refinance Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1520226002`

Property Details

APN / Parcel Number

Primary APN	`1520226002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Basement Area	360 sqft
Unfinished Basement	360 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	126 W 4TH ST
City	DEDHAM
State	IA
Zip	51440-8562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAC BLOCK 19 LOTS 1 & 2 EXC W 80'
Legal Subdivision	DEDHAM
Legal Block	19
Legal Lot Number	1,2
Jurisdiction	CARROLL IA
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1056
Census Tract	960500

Owner

126 W 4th St is owned and occupied by an individual who acquired it in April 2019.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	126 W 4TH ST, DEDHAM, IA 51440-8562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL SAVINGS BANK
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL SAVINGS BANK
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL SAVINGS BANK
Sep 5, 2017	Deed of Trust, Mortgage COMMERCIAL SAVINGS BANK
Apr 15, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance COMMERCIAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 4, 2019
Transfer Doc	2019/1026
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	126 W 4TH ST, DEDHAM, IA 51440-8562
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1027
Date	Apr 15, 2019
Book Page	2019/1027
Instrument	2019-1027

Lender

Name	COMMERCIAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	May 1, 2024

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	126 W 4TH ST, DEDHAM, IA 51440-8562
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230508
Date	Mar 6, 2023
Instrument	2023-0508

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	126 W 4TH ST, DEDHAM, IA 51440-8562
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211906
Date	May 19, 2021
Instrument	2021-1906

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2026

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	126 W 4TH ST, DEDHAM, IA 51440-8562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2714
Date	Sep 5, 2017
Book Page	2017/2714
Instrument	2017-2714

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank
Address	CARROLL, IA 51401

Agreement

Amount	Amount on Record
Term	62 Months
Due	Nov 1, 2022

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL IA
Recording Date	Apr 15, 2019
Property Address	126 W 4TH ST, DEDHAM, IA 51440-8562
Document Number	2019/1026
Book / Page	2019 / 1026
Instrument Date	Apr 4, 2019
Instrument	2019-1026
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W 4TH ST, DEDHAM, IA 51440-8562

Mortgage

Document Number	2019/1027
Date	Apr 15, 2019
Book Page	2019/1027
Instrument	2019-1027

Lender

Name	COMMERCIAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	May 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 126 W 4th St was $1,398.

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Dedham City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,398.00	$124,890 (-) Land $10,540 Building $114,350	$124,890 (-) Land $10,540 Building $114,350
2025	$1,398.00	$124,890 Land $10,540 Building $114,350	$124,890 Land $10,540 Building $114,350
2023		$96,530 (+47.26%) Land $10,540 Building $85,990	$96,530 Land $10,540 Building $85,990
2022		$65,550 Land $6,590 Building $58,960
2021			$65,550 Land $6,590 Building $58,960
2018	$870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 W 4th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WATER SUPPLY serves 221 people · EPA ID IA1433016
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Selenium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Nextlink, Western Iowa Wireless.

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