126 W 3rd St, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 126 W 3rd St, Mount Vernon, NY 10550

Property Summary

Property Type	Triplex
Details	2 ba · 2,610 sqft · built 1922
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$627,000 (Dec 2021)
Tax Bill	$16,156 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.21-3050-3`

Property Details

APN / Parcel Number

Primary APN	`550800 169.21-3050-3`
Alternative APNs	`080016902130500030000000` `066820`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	2,610 sqft Total Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Raised Ranch
Exterior Material	Brick
Lot Area	3,920 sqft (0.09 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	066820
Street Address	126 W 3RD ST
City	MOUNT VERNON
State	NY
Zip	10550-5710
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	VILLA OF MOUNT VERNON
Legal Block	3050
Legal Lot Number	3.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2011
Census Tract	2900

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	126 W 3RD ST, MOUNT VERNON, NY 10550-5710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD ASSITANCE CORPORATON OF AME
Apr 17, 2019	Deed of Trust, Mortgage · Conventional with PMI FM HM LOANS
Apr 12, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST MERIDIAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	2021612853960
Prior Transfer Date	Aug 23, 2013
Prior Transfer Doc	0532243041
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	126 W 3RD ST, MOUNT VERNON, NY 10550-5710
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0613483381
Date	Dec 14, 2021
Instrument	613483381

Lender

Name	NEIGHBORHOOD ASSITANCE CORPORATON OF AME
Type	Non-Lending Institution
Address	ROXBURY, MA 02119

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	126 W 3RD ST, MOUNT VERNON, NY 10550-5710
Document Number	0591283471
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	RIVERSIDE ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 WALLABOUT ST #3A BROOKLYN NY 112065541, 3A, BROOKLYN, NY 11206-5541

Mortgage

Document Number	0591283471
Date	May 9, 2019
Book Page	059128/003471

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.87%

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	126 W 3RD ST, MOUNT VERNON, NY 10550-5710
Document Number	0572843012
Book / Page	057284 / 003012
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W 3RD ST MOUNT VERNON NY 105505710, MOUNT VERNON, NY 10550-5710

Mortgage

Document Number	0572843012
Date	Oct 11, 2017
Book Page	057284/003012

Lender

Name	FIRST MERIDIAN MTG
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 10, 2057

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,156.00 (+42.95%)
2025	$11,302.00	$9,400 (-) Land $3,000 Building $6,400	$522,223 (-5%) Land $166,667 Building $355,556
2023		$9,400 Land $3,000 Building $6,400	$549,708 Land $175,439 Building $374,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2007)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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