McLennan County property record for 126 Victory Dr, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,060 sqft · built 1942 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,597 (Mar 2023) |
| Tax Bill | $1,134 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-038205-060500-6 |
| Primary APN | 48-038205-060500-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Flooring | Carpet |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 125 ft deep x 64 ft wide |
| Porch | Open Porch |
| Storage Building | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 126 VICTORY DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SOUTHERN GUARANTY LOT A16 BLOCK E ACRES .1837 |
| Legal Subdivision | SOUTHERN GUARANTY |
| Legal Block | E |
| Legal Lot Number | A16 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 4300 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 126 VICTORY DR, WACO, TX 76711-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 14, 2022 | Quit Claim Deed, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on Record |
| Deed Sale | Mar 29, 2023 · Amount on Record |
| Prior Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 20238746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 29, 2023 |
| Property Address | 126 VICTORY DR, WACO, TX 76711-1029 |
| Document Number | 0000008746 |
| Map Reference | DOC 2022023987 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023008746 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 VICTORY DR, WACO, TX 76711-1029 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008747 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023008747 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Number | 0000008748 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023008748 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Apr 1, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 14, 2022 |
| Property Address | 126 VICTORY DR, WACO, TX 76711-1029 |
| Document Number | 0000023987 |
| Map Reference | VOL 275 PG 310 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022023987 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83281NVEMESS THE, 83281NVEME, THE COLONY, TX 75056 |
| Name | Verified Name |
|---|---|
| Address | 4300 W WACO DR # B2-175, B2, WACO, TX 76710-7013 |
| Document Number | 0000023988 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022023988 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Feb 20, 2023 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Beverly Hills City |
| County | McLennan County |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,665 (-7.71%) Land $17,600 Building $130,065 | $147,665 (-7.71%) Land $17,600 Building $130,065 | |
| 2025 | $1,134.00 (-30.9%) Homeowner's exemption Disabled Person's exemption | $160,000 (+5.01%) Land $16,000 Building $144,000 | $160,000 (+5.01%) Land $16,000 Building $144,000 |
| 2024 | $1,641.00 (-12.2%) | ||
| 2023 | $152,370 Land $16,000 Building $136,370 | $152,370 Land $16,000 Building $136,370 | |
| 2022 | $1,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1979–2026) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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