126 Vanderbilt Ct, Elyria, OH 44035 Property Records

Lorain County property record for 126 Vanderbilt Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,974 sqft · built 1990
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Nov 2023)
Tax Bill	$7,354 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-220`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-220`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,974 sqft Living Area
1st Floor Area	1,884 sqft
2nd Floor Area	1,220 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	187 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	660 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	126 VANDERBILT CT
City	ELYRIA
State	OH
Zip	44035-8290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY OAKS SUB 2 95.09 X 188.47
Legal Subdivision	UNIVERSITY OAKS SUBDIVISION #2
Legal Block	101
Legal Lot Number	90
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	126 VANDERBILT CT, ELYRIA, OH 44035-8290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Dec 8, 2014 · Amount on Record
Deed Document Number	2023006189
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 16, 2023
Property Address	126 VANDERBILT CT, ELYRIA, OH 44035-8290
Document Number	0000936003
Map Reference	VOL 44 PG 32&33
Instrument Date	Nov 15, 2023
Instrument	2023-0936003
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4440 BROOKFIELD CORPORATE DR, CHANTILLY, VA 20151-1754

Mortgage

Document Number	0000936004
Date	Nov 16, 2023
Instrument	2023-0936004

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	126 VANDERBILT CT, ELYRIA, OH 44035-8290
Document Number	0000789682
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	RESOURCE R/E SERVICES, RESOURCE REAL EST SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000789682
Date	Nov 19, 2020
Instrument	789682

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 18, 2045

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,354.00 (+29.63%)	$155,460 (+49.86%) Land $22,110 Building $133,350	$444,190 (+49.87%) Land $63,180 Building $381,010
2023	$5,673.00 (+0.57%)	$103,737 (%) Land $17,227 Building $86,510	$296,390 (-) Land $49,220 Building $247,170
2022	$5,641.00	$103,740 Land $17,230 Building $86,510
2021			$296,390 Land $49,220 Building $247,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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