Seminole County property record for 126 Valencia Loop, Altamonte Springs, FL 32714
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,388 sqft · built 1977 |
| Lot Size | 0.445 acres (19,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Jan 2021) |
| Tax Bill | $7,402 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-21-29-510-0P00-0150 |
| Primary APN | 22-21-29-510-0P00-0150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,388 sqft Living Area |
| Gross Area | 4,038 sqft |
| 1st Floor Area | 3,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 19,400 sqft (0.445 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 468 sqft |
| Patio Area | 1,052 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Utility Building | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 126 VALENCIA LOOP |
|---|---|
| City | ALTAMONTE SPRINGS |
| State | FL |
| Zip | 32714-6513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AAA |
| Legal Description | LOT 15 BLK P SPRING VALLEY FARMS SEC 9 PB 19 PG 89 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 22 |
| Legal Subdivision | SPRING VALLEY FARMS SEC 09 |
| Legal Tract | 510 |
| Legal Block | P |
| Legal Lot Number | 15 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21706 |
126 Valencia Loop is owned and occupied by two individuals who bought it in January 2021.
Source: Seminole County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 VALENCIA LOOP, ALTAMONTE SPRINGS, FL 32714-6513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Line of Credit CLIMATE FIRST BANK |
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage RP FUNDING INC |
| Oct 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on File |
| Deed Sale | Jan 25, 2021 · Amount on File |
| Prior Sale | Oct 8, 2018 · Amount on File |
| Deed Document Number | 202110070 |
| Deed Book / Page | 9824 / 1420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 126 VALENCIA LOOP, ALTAMONTE SPRINGS, FL 32714-6513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 126 VALENCIA LOOP, ALTAMONTE SPRINGS, FL 32714-6513 |
| Document Number | 0100601940 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 10060/1940 |
| Instrument | 2021131067 |
| Name | CLIMATE FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 24, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 126 VALENCIA LOOP, ALTAMONTE SPRINGS, FL 32714-6513 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 126 VALENCIA LOOP, ALTAMONTE SPRINGS, FL 32714-6513 |
| Document Number | 0100350813 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 10035/813 |
| Instrument | 2021118063 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 25, 2021 |
| Property Address | 126 VALENCIA LOOP, ALTAMONTE SPRINGS, FL 32714-6513 |
| Document Number | 0098241420 |
| Book / Page | 9824 / 1420 |
| Map Reference | MB 19 PG 89 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021010070 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | UNIK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 LINCOLNWAY E, 400, MISHAWAKA, IN 46544-2214 |
| Name | Verified Name |
|---|---|
| Address | 126 VALENCIA LOOP, ALTAMONTE SPRINGS, FL 32714-6513 |
| Document Number | 0098241422 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 9824/1422 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 8, 2018 |
| Property Address | 126 VALENCIA LOOP, ALTAMONTE SPRINGS, FL 32714-6513 |
| Document Number | 0092251145 |
| Book / Page | 09225 / 1145 |
| Map Reference | MB19 PG89 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2018114632 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | SOUTHERN TITLE & ABSTRACT IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 29387 CHANNEL VIEW DR, ELKHART, IN 46516-1234 |
| Document Number | 2018114633 |
|---|---|
| Date | Oct 8, 2018 |
| Instrument | 2018114633 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 126 Valencia Loop was $7,402 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,402.00 Homeowner's exemption | $553,874 | $568,046 Land $100,000 Building $468,046 |
| 2023 | $6,773.00 (+2.42%) Homeowner's exemption | $522,586 (+3%) | $548,042 (+0.82%) Land $85,000 Building $463,042 |
| 2022 | $6,613.00 Homeowner's exemption | $507,365 | $543,611 Land $85,000 Building $458,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Valencia Loop in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 17 (1994–2024) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Valencia Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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