126 Unity Ln, San Marcos, CA 92078 Property Records

San Diego County property record for 126 Unity Ln, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 3,009 sqft · built 2018
Lot Size	0.791 acres (34,474 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,360,000 (Apr 2024)
Tax Bill	$18,682 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`222-173-20-05`

Property Details

APN / Parcel Number

Primary APN	`222-173-20-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,009 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	34,474 sqft (0.791 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	126 UNITY LN
City	SAN MARCOS
State	CA
Zip	92078-1406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 40 US 107 PER DOC18-0007496&338223&UND INT IN TR 016159
Legal Subdivision	RANCHO CORONADO VILLAGE M 15-
Legal Tract	016159
Legal Block	4
Legal Lot Number	40
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 UNITY LN, SAN MARCOS, CA 92078-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA FEDERAL CREDIT UNION
Apr 30, 2024	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA CU
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
May 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC
Oct 31, 2018	Grant Deed, Subdivision Related Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	2024108560
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0000443375
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	126 UNITY LN, SAN MARCOS, CA 92078-1406
Document Number	0000113079
Instrument Date	Apr 14, 2026
Instrument	2026113079
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MONARCH TITLE/TX, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	126 UNITY LN, SAN MARCOS, CA 92078-1406

Mortgage

Document Number	0000113079,
Date	Apr 23, 2026
Instrument	2026113079

Lender

Name	CALIFORNIA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2024
Property Address	126 UNITY LN, SAN MARCOS, CA 92078-1406
Document Number	0000108560
Map Reference	MAP 16159
Instrument Date	Apr 24, 2024
Instrument	2024-0108560
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	126 UNITY LN, SAN MARCOS, CA 92078-1406

Mortgage

Document Number	0000108561
Date	Apr 30, 2024
Instrument	2024-0108561

Lender

Name	CALIFORNIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2029
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year TN
Max Rate	11%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	126 UNITY LN, SAN MARCOS, CA 92078-1406
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 UNITY LN SAN, SAN MARCOS, CA 92078-1407
Investor	Possibly a Property Investor

Mortgage

Document Number	0000540598
Date	Jul 29, 2021
Instrument	2021-0540598

Lender

Name	BBVA USA
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	126 UNITY LN, SAN MARCOS, CA 92078-1406
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 UNITY LN, SAN MARCOS, CA 92078-1406

Mortgage

Document Number	0000439970
Date	Nov 17, 2022
Instrument	2022-0439970

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2021
Property Address	126 UNITY LN, SAN MARCOS, CA 92078-1406
Document Number	0000443375
Map Reference	MAP 16159
Instrument Date	Jun 10, 2021
Instrument	2021-0443375
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	126 UNITY LN, SAN MARCOS, CA 92078-1406

Mortgage

Document Number	0000443376
Date	Jun 17, 2021
Instrument	2021-0443376

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2020
Property Address	126 UNITY LN, SAN MARCOS, CA 92078-1406
Document Number	0000272972
Map Reference	MAP 16159
Instrument Date	Feb 5, 2020
Instrument	2020-0272972
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 UNITY LN, SAN MARCOS, CA 92078-1406

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2020
Property Address	126 UNITY LN, SAN MARCOS, CA 92078-1406
Document Number	0000272973
Map Reference	MAP 16159
Instrument Date	Feb 4, 2020
Instrument	2020-0272973
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 COLONIAL DRIVE, SILVERDALE AUCKLAND, NC

Mortgage

Document Number	0000272974
Date	May 29, 2020
Instrument	2020-0272974

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000272975
Date	May 29, 2020
Instrument	2020-0272975

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2018
Property Address	126 UNITY LN, SAN MARCOS, CA 92078-1406
Document Number	0000456906
Map Reference	MAP 16159
Instrument Date	Jul 17, 2018
Instrument	2018-0456906
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	126 UNITY LN, SAN MARCOS, CA 92078-1406

Mortgage

Document Number	0000456907
Date	Oct 31, 2018
Instrument	2018-0456907

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,414,944 (+2%) Land $936,360 Building $478,584
2025	$18,682.00 (+48.52%) Homeowner's exemption	$1,387,200 (+59.19%) Land $918,000 Building $469,200
2024	$12,579.00 (+2.22%)
2023	$12,306.00 (+2.07%) Homeowner's exemption	$871,425 Land $375,752 Building $495,673
2022	$12,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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