126 Undercliff Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 126 Undercliff Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	5,881 sqft · built 1920
Lot Size	0.553 acres (24,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (May 2019)
Tax Bill	$52,944 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-00101-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`13-00101-0000-00002`
Alternative APN	`130010100002`

Interior

Stories	1 Story
Building Area	5,881 sqft Living Area
1st Floor Area	5,881 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	24,108 sqft (0.553 acres)
Lot Dimensions	196 ft deep x 123 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130010100002
Street Address	126 UNDERCLIFF RD
City	MONTCLAIR
State	NJ
Zip	07042-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	123X196 IRR
Legal Subdivision	UNDERCLIFF ROAD
Legal Block	101
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3012
Census Tract	16900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Llewellyn Park Historic District listed 1986 · 112 contributing resources · NRIS 86000423

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 24, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Jul 1, 2005 · Amount on Record
Deed Document Number	201948507
Prior Transfer Date	Oct 1, 1990
Prior Transfer Doc	5142000079
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	126 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1620
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1620

Mortgage

Document Number	0000013241
Date	Mar 3, 2026
Instrument	2026013241

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 24, 2019
Property Address	126 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1620
Document Number	0000048507
Instrument Date	May 22, 2019
Instrument	48507
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 UNDERCLIFF RD MONTCLAIR NJ 070421620, MONTCLAIR, NJ 07042-1620

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,505,800 (-) Land $353,900 Building $1,151,900	$1,505,800 (-) Land $353,900 Building $1,151,900
2025	$52,944.00 (+3.32%)	$1,505,800 (-) Land $353,900 Building $1,151,900	$1,505,800 (-) Land $353,900 Building $1,151,900
2024	$51,242.00 (+6.58%)
2023		$1,505,800 Land $353,900 Building $1,151,900	$1,505,800 Land $353,900 Building $1,151,900
2022	$48,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T, T-Mobile.

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