126 Tuscany Trace Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 126 Tuscany Trace Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,835 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$602,000 (Mar 2023)
Tax Bill	$6,442 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T080800266`

Property Details

APN / Parcel Number

Primary APN	`T080800266`
Alternative APN	`3-0117-A270-00-0030.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,835 sqft Living Area
Gross Area	5,140 sqft
1st Floor Area	2,335 sqft
Basement Area	2,321 sqft
Finished Basement	1,500 sqft
Unfinished Basement	821 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	6,970 sqft (0.16 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T080800266
Street Address	126 TUSCANY TRACE DR
City	SAINT CHARLES
State	MO
Zip	63303-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUSCANY LOT 30
Legal Subdivision	TUSCANY
Legal Lot Number	30
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1049
Census Tract	311001

Owner

126 Tuscany Trace Dr is owned and occupied by two individuals who bought it in March 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 23, 2020	Deed of Trust, Mortgage F&B ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Aug 5, 2015 · Amount on File
Deed Document Number	20238726
Prior Transfer Date	Jan 10, 2013
Prior Transfer Doc	0000032410
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 9, 2023
Property Address	126 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239
Document Number	0000008726
Map Reference	MB 44 PG 143
Instrument Date	Feb 24, 2023
Instrument	2023R-008726
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239

Mortgage

Document Number	0000008727
Date	Mar 9, 2023
Instrument	2023R-008727

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	126 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239
Document Number	0000085082
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 TUSCANY TRACE DR ST CHARLES MO 633034239, ST CHARLES, MO 63303-4239

Mortgage

Document Number	0000085082
Date	Nov 4, 2020
Instrument	85082

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 126 Tuscany Trace Dr was $6,442.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,252 (-)	$590,799 (-) Land $110,000 Building $480,799
2025	$6,442.00	$112,252	$590,799 Land $110,000 Building $480,799
2023		$98,296
2022			$517,346 Land $80,000 Building $437,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 126 Tuscany Trace Dr in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	36 (1978–2019)
Claims Outside the SFHA	6 of 36
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Tuscany Trace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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