Ouachita Parish property record for 126 Topic St, Monroe, LA 71203 · Last verified April 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on File |
| Last Sale | $245,045 (Mar 2026) |
| Tax Bill | $284 (2025) |
| Deeds & Mortgages | Apr 2012 Line of Credit Apr 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45045 |
| Primary APN | 45045 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 126 TOPIC ST |
|---|---|
| City | MONROE |
| State | LA |
| Zip | 71203-9724 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 15 UNIT 2 SUBURBAN NORTH ADDN JOINS H/S ACCT#10138 |
| Legal Range | 04 |
| Legal Township | 19 |
| Legal Section | 24 |
| Legal Subdivision | SUBURBAN NORTH SUBD UNIT 02 |
| Legal Lot Number | 15 |
| Legal Unit | 2 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | E |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10202 |
Source: Ouachita Parish records · APN 45045
Assessment roll updated February 3, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3401 W END AVE, 760, NASHVILLE, TN 37203-6860 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 05, 2012 | Deed of Trust, Mortgage · Line of Credit CAPITAL ONE BANK NA |
| Apr 30, 2013 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Deed Document Number | 20261934402 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 126 TOPIC ST, MONROE, LA 71203-9724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003034/848 |
|---|---|
| Date | Apr 05, 2012 |
| Book Page | 3034/848 |
| Instrument | 1602117 |
| Name | CAPITAL ONE BANK NA |
|---|---|
| Type | Bank |
| Address | CASA, AR 72025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 126 TOPIC ST, MONROE, LA 71203-9724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 003145/105 |
|---|---|
| Date | Apr 30, 2013 |
| Book Page | 3145/105 |
| Instrument | 1626751 |
| Name | DISCOVER HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2028 |
Source: Ouachita Parish records · Assessment roll updated February 3, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Unified School District | Ouachita Parish School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $284.00 (-0.7%) | $1,988 (-) Land $1,988 | $19,880 (-) Land $19,880 |
| 2024 | $286.00 (-14.11%) | $1,988 (-15.37%) Land $1,988 | $19,880 (-15.37%) Land $19,880 |
| 2023 | $333.00 (+3.74%) | $2,349 (-) Land $2,349 | $23,490 (-) Land $23,490 |
| 2022 | $321.00 | $2,349 Land $2,349 | $23,490 Land $23,490 |
Source: FEMA National Flood Hazard Layer, Ouachita Parish (22073C), updated July 22, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 220730102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 12 (1978–2016) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Mar 2016, other causes, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 38% of the US · above 60% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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