126 Tollgate Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 126 Tollgate Ln, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,725 sqft · built 1982
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$944,000 (Oct 2018)
Tax Bill	$8,250 (2024)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00390420-000000`

Property Details

APN / Parcel Number

Primary APN	`00390420-000000`
Alternative APNs	`20643600390420000000` `1478750`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Pool Area	435 sqft
Porch	Open Porch
Porch Area	706 sqft
Patio Area	669 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1478750
Old Parcel Number	20643600390420000000
Street Address	126 TOLLGATE LN
City	ISLAMORADA
State	FL
Zip	33036-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LOT 5 & S 15 FT OF LOT 4 TOLL GATE SHORES PB4-39 LOWER MATECUMBE KEY OR573-94 OR704-6 OR1780-943/45/PET
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	TOLL GATE SHORES
Legal Block	3
Legal Lot Number	4-5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 TOLLGATE LN, ISLAMORADA, FL 33036-4221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Mar 9, 2004 · Amount on Record
Deed Document Number	2190447
Deed Book / Page	2931 / 1352
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 12, 2018
Property Address	126 TOLLGATE LN, ISLAMORADA, FL 33036-4221
Document Number	0029311352
Book / Page	002931 / 001352
Instrument Date	Sep 26, 2018
Instrument	2190447
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FLORIDA TITLE/KEYS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,608.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 PACKARD DR MILLVILLE NJ 083324481, MILLVILLE, NJ 08332-4481

Mortgage

Document Number	29311353
Date	Oct 12, 2018
Book Page	002931/001353
Instrument	2190448

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$880,207 (+5.99%)	$1,496,267 (+5.04%) Land $1,027,200 Building $469,067
2024	$8,250.00 (+0.71%)
2023	$8,192.00 (+1.85%) Homeowner's exemption	$830,487 (+3%)	$1,424,508 (+36.19%) Land $1,003,125 Building $421,383
2022	$8,043.00 Homeowner's exemption	$806,299	$1,045,993 Land $621,938 Building $424,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20