126 Temple Dr, Grover, NC 28073 Property Records

Cleveland County property record for 126 Temple Dr, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 1980
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Jul 2021)
Tax Bill	$1,182 (2026)
Deeds & Mortgages	Aug 2021 Sale Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1340636`

Property Details

APN / Parcel Number

Primary APN	`1340636`
Alternative APN	`5218`

Interior

Stories	1 Story
Building Area	1,000 sqft Finished Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2018
Exterior Material	Brick
Foundation Type	Footing
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	45 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	1340636
Street Address	126 TEMPLE DR
City	GROVER
State	NC
Zip	28073-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.80 AC RD 2234
Legal Subdivision	PROPERTY OF RUBY DAWKINS
Legal Block	1
Legal Lot Number	61
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2019
Census Tract	951602

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 TEMPLE DR, GROVER, NC 28073-9689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer
Jul 22, 2021	Warranty Deed, Transfer · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 25, 2021	Warranty Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	2021200058510
Deed Book / Page	1846 / 2828
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 5, 2021
Property Address	126 TEMPLE DR, GROVER, NC 28073-9689
Document Number	0018480822
Book / Page	1848 / 822
Map Reference	MB 44 PG 122
Instrument Date	Jul 26, 2021
Instrument	200059243
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 TEMPLE DR, GROVER, NC 28073-9689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LYNNWOOD DR UNIT 18293, 18293, KNOXVILLE, TN 37928-5051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 22, 2021
Property Address	126 TEMPLE DR, GROVER, NC 28073-9689
Document Number	0018462828
Book / Page	1846 / 2828
Instrument Date	Jul 22, 2021
Instrument	200058510
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 LYNNWOOD DR UNIT 18293, 18293, KNOXVILLE, TN 37928-5051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 TEMPLE DR, GROVER, NC 28073-9689

Mortgage

Document Number	0018462831
Date	Jul 22, 2021
Instrument	1846/2831

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 25, 2021
Property Address	205 JENNINGS ESTATES LN, GROVER, NC 28073-9660
Document Number	0018312080
Book / Page	001831 / 002080
Instrument Date	Jan 25, 2021
Instrument	49922
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	126 TEMPLE DR GROVER NC 280739689, GROVER, NC 28073-9689

Mortgage

Document Number	18312411
Date	Jan 25, 2021
Book Page	001831/002411
Instrument	49977

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	DALLAS, TX 75248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,182.00 (+3.96%)	$179,204 (-) Land $9,520 Building $169,684	$179,204 (-) Land $9,520 Building $169,684
2025	$1,137.00	$179,204 (+71.51%) Land $9,520 Building $169,684	$179,204 (+71.51%) Land $9,520 Building $169,684
2023		$104,488 Land $7,616 Building $96,872	$104,488 Land $7,616 Building $96,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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