Scott County property record for 126 Sturbridge Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,020 sqft · built 1996 |
| Lot Size | 0.281 acres (12,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (May 2026) |
| Tax Bill | $2,559 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-173.000 |
| Primary APN | 138-20-173.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 12,275 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 126 STURBRIDGE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 3 |
| Legal Subdivision | COLONY 3 |
| Legal Lot Number | 83 |
| Legal Unit | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40606 |
126 Sturbridge Dr is owned by an individual who bought it in May 2026.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3000 QUAKER HILL LN, LEXINGTON, KY 40509-8444 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| May 28, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING |
| Sep 12, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jan 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage METRO EMPLOYEES CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on File |
| Deed Sale | May 28, 2026 · Amount on File |
| Prior Sale | Jan 17, 2020 · Amount on File |
| Deed Document Number | 2026587798 |
| Deed Book / Page | 466 / 85 |
| Prior Transfer Date | Sep 2, 2025 |
| Prior Transfer Doc | 00D460/675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 28, 2026 |
| Property Address | 126 STURBRIDGE DR, GEORGETOWN, KY 40324-2536 |
| Document Number | 0000587798 |
| Book / Page | 466 / 85 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026587798 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | TRUE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,835.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3000 QUAKER HILL LN, LEXINGTON, KY 40509-8444 |
| Document Number | 0000587802, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026587802 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 28, 2026 |
| Property Address | 126 STURBRIDGE DR, GEORGETOWN, KY 40324-2536 |
| Document Number | 0000587802 |
| Book / Page | 1899 / 507 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026587802 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 3000 QUAKER HILL LN, LEXINGTON, KY 40509-8444 |
| Document Number | 0000587802, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 1899/507 |
| Instrument | 2026587802 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 12, 2025 |
| Property Address | 126 STURBRIDGE DR, GEORGETOWN, KY 40324-2536 |
| Document Number | 00D460/675 |
| Book / Page | D460 / 675 |
| Map Reference | SL 1537 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 555341 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 STURBRIDGE DR, GEORGETOWN, KY 40324-2536 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 126 STURBRIDGE DR, GEORGETOWN, KY 40324-2536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 126 STURBRIDGE DR, GEORGETOWN, KY 40324-2536 |
| Document Number | 0M1733/356 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | M1733/356 |
| Instrument | 469811 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 26, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 126 STURBRIDGE DR, GEORGETOWN, KY 40324-2536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1576/212 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | M1576/212 |
| Instrument | 427481 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 17, 2020 |
| Property Address | 126 STURBRIDGE DR, GEORGETOWN, KY 40324-2536 |
| Document Number | D411/706 |
| Book / Page | D411 / 706 |
| Map Reference | SL 1537 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 410763 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101425 OVERSEAS HWY # 211, 101425, KEY LARGO, FL 33037-4505 |
| Name | Verified Name |
|---|---|
| Address | 126 STURBRIDGE DR, GEORGETOWN, KY 40324-2536 |
| Document Number | 410764 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 410764 |
| Name | METRO EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 126 Sturbridge Dr was $2,559.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,400 (-) | $287,400 (-) | |
| 2025 | $2,559.00 | $287,400 | $287,400 |
| 2023 | $2,379.00 (+16.73%) | $262,400 (+11.66%) Land $38,500 Building $223,900 | $262,400 (+11.66%) Land $38,500 Building $223,900 |
| 2022 | $2,038.00 | $235,000 Land $33,000 Building $202,000 | $235,000 Land $33,000 Building $202,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Sturbridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Sturbridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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