Anne Arundel County property record for 126 Spruce Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,217 sqft · built 1961 |
| Lot Size | 0.259 acres (11,259 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Aug 2023) |
| Tax Bill | $5,313 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Nov 2022 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-05070600 |
| Primary APN | 02-412-05070600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,217 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 985 sqft |
| Finished Basement | 985 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,259 sqft (0.259 acres) |
| Garage Type | Carport |
| Garage Area | 221 sqft |
| Carport | Carport |
| Carport Area | 221 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 143 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 41205070600 |
|---|---|
| Street Address | 126 SPRUCE LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 21 BK K SC 2 PL 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | K |
| Legal Lot Number | 21 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 702601 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 SPRUCE LN, ANNAPOLIS, MD 21403-4019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 1, 2022 | Deed, Construction Loan · Construction Mortgage PAUL W NOCHUMOWITZ IRA |
| Nov 1, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 29, 2022 | Re-recorded Document ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on File |
| Deed Sale | Aug 1, 2023 · Amount on File |
| Prior Sale | Nov 1, 2022 · Amount on File |
| Deed Book / Page | 39829 / 113 |
| Prior Transfer Date | Apr 11, 2022 |
| Prior Transfer Doc | 0392960025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 1, 2023 |
| Property Address | 126 SPRUCE LN, ANNAPOLIS, MD 21403-4019 |
| Document Number | 0398290113 |
| Book / Page | 39829 / 113 |
| Map Reference | MB 23 FO 47 |
| Instrument Date | Jun 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 126 SPRUCE LN, ANNAPOLIS, MD 21403-4019 |
| Document Number | 0039829118 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 39829/118 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 1, 2022 |
| Property Address | 126 SPRUCE LN, ANNAPOLIS, MD 21403-4019 |
| Document Number | 0392420226 |
| Book / Page | 39242 / 226 |
| Map Reference | MB 23 FO 47 |
| Instrument Date | Oct 19, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 16, 2022 |
| Title Company | NOT AVAILABLE, TRUE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2101 TRIMBLE RD, EDGEWOOD, MD 21040-3118 |
| Document Number | 0039242232 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 39242/232 |
| Name | PAUL W NOCHUMOWITZ IRA |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 1, 2022 |
| Property Address | 126 SPRUCE LN, ANNAPOLIS, MD 21403-4019 |
| Document Number | 0392420221 |
| Book / Page | 39242 / 221 |
| Map Reference | MB 23 PG 47 |
| Instrument Date | Apr 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 SPRUCE LN, ANNAPOLIS, MD 21403-4019 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 29, 2022 |
| Property Address | 126 SPRUCE LN, ANNAPOLIS, MD 21403-4019 |
| Document Number | 0392960025 |
| Book / Page | 39296 / 25 |
| Map Reference | MB 23 FO 47 |
| Instrument Date | Apr 11, 2022 |
| Record Updated | Dec 20, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 SPRUCE LN, ANNAPOLIS, MD 21403-4019 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,300 (+11.36%) Land $241,700 Building $263,600 | $505,300 (-) Land $241,700 Building $263,600 | |
| 2025 | $5,313.00 (+3.06%) Homeowner's exemption | $453,767 (+29.39%) | $505,300 (+44.08%) Land $241,700 Building $263,600 |
| 2024 | $5,155.00 (+34.63%) | ||
| 2023 | $3,829.00 (+5.08%) | $350,700 (+0.54%) Land $241,700 Building $109,000 | $350,700 (-) Land $241,700 Building $109,000 |
| 2022 | $3,644.00 | $348,800 | $350,700 Land $241,700 Building $109,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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