126 Smith Ln, Satsuma, FL 32189 Property Records

Putnam County property record for 126 Smith Ln, Satsuma, FL 32189

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,889 sqft · built 2012
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2018)
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`38-11-27-0000-002.0-397.0`

Property Details

APN / Parcel Number

Primary APN	`38-11-27-0000-002.0-397.0`
Alternative APN	`87778`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,889 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	110 sqft

Exterior

Year Built	Built 2012
Exterior Material	Siding
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	792 sqft

Location & Zoning

Account Number	87778
Street Address	126 SMITH LN
City	SATSUMA
State	FL
Zip	32189-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF ACOSTA GRT OR303 P1944
Legal Range	27E
Legal Township	11S
Legal Section	38
Legal Subdivision	DUNNS CRK RETREAT
Legal Lot Number	397
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3035
Census Tract	951100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 SMITH LN, SATSUMA, FL 32189-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 30, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Nov 15, 2012
Deed Document Number	201854013980
Deed Book / Page	1514 / 0420
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	126 SMITH LN, SATSUMA, FL 32189-2237
Document Number	0015471821
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 SMITH LN SATSUMA FL 321892237, SATSUMA, FL 32189-2237

Mortgage

Document Number	0015471821
Date	Jul 9, 2019
Book Page	001547/001821
Instrument	54012163

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 30, 2018
Property Address	126 SMITH LN, SATSUMA, FL 32189-2237
Document Number	0015140420
Book / Page	001514 / 000420
Instrument Date	Jul 27, 2018
Instrument	54013980
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 SMITH LN SATSUMA FL 32189, SATSUMA, FL 32189

Mortgage

Document Number	15140422
Date	Jul 30, 2018
Book Page	001514/000422
Instrument	54013981

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,725.00 (+12.6%) Homeowner's exemption	$183,220 (+5.98%)	$264,190 (-2.55%) Land $31,500 Building $232,690
2023	$2,420.00 (+5.72%) Homeowner's exemption	$172,880 (+3%)	$271,090 (+17.32%) Land $31,500 Building $239,590
2022	$2,289.00 Homeowner's exemption	$167,850	$231,060 Land $27,000 Building $204,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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