126 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 126 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Office Building
Details	10,153 sqft · built 1948
Lot Size	0.148 acres (6,447 sqft)
Owner	Company Name on File
Tax Bill	$17,336 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024857-4`

Property Details

APN / Parcel Number

Primary APN	`024857-4`
Alternative APN	`K48-25-00-03-19-013-00`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	10,153 sqft Total Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2018
Fire Resistance	Special
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	165 ft deep x 39 ft wide
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024857-4
Street Address	126 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2126
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	RTS 00-00-00 __ ORIGINAL PLATMID PT LOT 156
Legal Lot Number	156
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2022
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Urbana Monument Square Historic District listed 1984 · 68 contributing resources · NRIS 84002909

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

126 Scioto St, a commercial property, is owned by a company.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	126 SCIOTO ST, URBANA, OH 43078-2126
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit THE RICHWOOD BANKING CO
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit THE RICHWOOD BANKING CO
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit THE RICHWOOD BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	126 SCIOTO ST, URBANA, OH 43078-2126
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	UNION COUNTY TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00588/3281
Date	Dec 7, 2022
Book Page	588/3281
Instrument	202200005934

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	SPRINGFIELD, OH 45503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2032

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	126 SCIOTO ST, URBANA, OH 43078-2126
Transaction Type	Mortgage
Record Updated	Mar 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	564/2080
Date	Feb 8, 2019
Book Page	564/2080
Instrument	201900000493

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Feb 1, 2021

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	126 SCIOTO ST, URBANA, OH 43078-2126
Transaction Type	Mortgage
Record Updated	Mar 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	564/1802
Date	Feb 4, 2019
Book Page	564/1802
Instrument	201900000436

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 126 Scioto St was $17,336.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,336.00	$329,960 Land $9,030 Building $320,930	$942,720 Land $25,790 Building $916,930
2023	$20,287.00 (+0.07%)	$298,620 (-) Land $5,410 Building $293,210
2022	$20,272.00	$298,620 Land $5,410 Building $293,210	$853,200 Land $15,470 Building $837,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Scioto St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 126 Scioto St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: CT Communications Network, Verizon.

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