Kent County property record for 126 School Ln, Cheswold, DE 19936
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1994 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,600 (Feb 1990) |
| Tax Bill | $1,183 (2026) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Aug 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-03-046.15-01-55.01-000 |
| Primary APN | 3-03-046.15-01-55.01-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 284 ft deep x 115 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Porch |
| Porch Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 20183 |
|---|---|
| Street Address | 126 SCHOOL LN |
| City | CHESWOLD |
| State | DE |
| Zip | 19936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | N. SIDE SCHOOL LANE EXT., 0.7739 A. 126 SCHOOL LANE |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41803 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 27, CHESWOLD, DE 19936-0027 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEL-ONE FCU |
| Aug 28, 2018 | Loan Modification, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 1990 · Amount on Record |
| Deed Sale | Feb 1, 1990 · Amount on Record |
| Deed Document Number | 1990470333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 126 SCHOOL LN, CHESWOLD, DE 19936 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 126 SCHOOL LN, CHESWOLD, DE 19936 |
| Document Number | 0000484096 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 12748/30 |
| Instrument | 2023-484096 |
| Name | DEL-ONE FCU |
|---|---|
| Type | Credit Union |
| Address | DOVER, DE 19904 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 6, 2038 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 126 SCHOOL LN, CHESWOLD, DE 19936 |
| Document Number | 0000348340 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 126 SCHOOL LN CHESWOLD DE 19936, CHESWOLD, DE 19936 |
| Document Number | 0000348340 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 009296/000331 |
| Instrument | 348340 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Rate | 4.62% |
|---|
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Cheswold Town |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,183.00 (+8.53%) | $268,300 (+613.56%) Land $63,000 Building $205,300 |
| 2025 | $1,090.00 (-2.59%) | |
| 2023 | $1,119.00 | $37,600 Land $7,400 Building $30,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 81% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX POINTE SUBDIVISION private · serves 500 people · EPA ID DE00A0696 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | GARRISON LAKE PUMP DISTRICT |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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