126 S Main St, Fredericktown, MO 63645 Property Records

Madison County property record for 126 S Main St, Fredericktown, MO 63645

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,050 sqft · built 1910
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Tax Bill	$681 (2025)
Deeds & Mortgages	Mar 2008 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-3.2-08-004-006-019.001`

Property Details

APN / Parcel Number

Primary APN	`07-3.2-08-004-006-019.001`
Alternative APN	`3915`

Interior

Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,050 sqft Total Area
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1910
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,485 sqft (0.08 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	126 S MAIN ST
City	FREDERICKTOWN
State	MO
Zip	63645-1452
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	PT L3 SW SQUARE
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1000
Census Tract	960202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fredericktown Courthouse Square Historic District listed 2009 · 26 contributing resources · NRIS 09000503

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21809 TROGDAN RD, FARMINGTON, MO 63640-7484
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage NEW ERA BANK
Jun 27, 2025	Warranty Deed, Transfer · Non-Conforming Investor Loan FIRST STATE COMMUNITY BANK
Mar 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW ERA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025
Deed Sale	Jun 27, 2025
Prior Sale	Mar 27, 2023
Deed Document Number	0000576775
Deed Book / Page	576 / 775
Record Updated	Jun 8, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	126 S MAIN ST, FREDERICKTOWN, MO 63645-1452
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00395/0875
Date	Mar 25, 2008
Book Page	395/0875
Instrument	0642

Lender

Name	NEW ERA BANK
Type	Bank
Address	FREDERICKTOWN, MO 63645

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jun 27, 2025
Property Address	126 S MAIN ST, FREDERICKTOWN, MO 63645-1452
Document Number	000576/775
Book / Page	576 / 775
Instrument Date	Jun 20, 2025
Instrument	2025000910
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21809 TROGDAN RD, FARMINGTON, MO 63640-7484

Mortgage

Document Number	000576/777
Date	Jun 27, 2025
Book Page	576/777
Instrument	2025000920

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Mar 27, 2023
Property Address	126 S MAIN ST, FREDERICKTOWN, MO 63645-1452
Document Number	000551/962
Book / Page	551 / 962
Instrument Date	Mar 24, 2023
Instrument	2023000394
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2587 HIGHWAY OO, FARMINGTON, MO 63640-7307
Investor	Possibly a Property Investor

Mortgage

Document Number	2023000395
Date	Mar 27, 2023
Instrument	2023000395

Lender

Name	NEW ERA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$681.00	$10,270 (-)	$38,730 (-) Land $4,800 Building $33,930
2023		$10,270	$38,730 Land $4,800 Building $33,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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