126 S Bedford St, Georgetown, DE 19947 Property Records

Sussex County property record for 126 S Bedford St, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,554 sqft · built 1905
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on File
Tax Bill	$428 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-19.08-173.00`

Property Details

APN / Parcel Number

Primary APN	`135-19.08-173.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,554 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	175 ft deep x 120 ft wide

Location & Zoning

Street Address	126 S BEDFORD ST
City	GEORGETOWN
State	DE
Zip	19947-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	HEARNS ADD LOTS 7 8
Legal Subdivision	GEORGETOWN
Legal Lot Number	7-8
Jurisdiction	SUSSEX DE
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1037
Census Tract	50505

Owner

126 S Bedford St is owned and occupied by an individual who acquired it in July 2015.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	126 S BEDFORD ST, GEORGETOWN, DE 19947-1872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DELAWARE STATE POLICE FCU
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEYSTONE FUNDING
Jun 24, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 29, 2015
Transfer Doc	0044280240
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	126 S BEDFORD ST, GEORGETOWN, DE 19947-1872
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220910304
Date	Nov 17, 2023
Book Page	22091/304
Instrument	2023000040217

Lender

Name	DELAWARE STATE POLICE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	126 S BEDFORD ST, GEORGETOWN, DE 19947-1872
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200070209
Date	Jun 24, 2021
Book Page	20007/209
Instrument	20210000040760

Lender

Name	KEYSTONE FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 24, 2021
Property Address	126 S BEDFORD ST, GEORGETOWN, DE 19947-1872
Document Number	0054930343
Book / Page	5493 / 343
Instrument Date	Jun 23, 2021
Instrument	20210000040759
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 S BEDFORD ST, GEORGETOWN, DE 19947-1872

Tax Assessment & Valuation

The 2026 property tax bill for 126 S Bedford St was $428, down 0.5% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Georgetown Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$428.00 (-0.47%)	$8,050 (-) Land $3,950 Building $4,100	$195,800 (-) Land $72,900 Building $122,900
2025	$430.00	$8,050 Land $3,950 Building $4,100	$195,800 Land $72,900 Building $122,900
2023	$344.00	$8,050 Land $3,950 Building $4,100	$16,100 Land $7,900 Building $8,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 S Bedford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 S Bedford St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 7,259 people · EPA ID DE0000592
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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