126 Rock Spring Cir, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 126 Rock Spring Cir, Sugar Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,020 sqft · built 1991
Lot Size	0.523 acres (22,765 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Apr 2026)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`1857-11-76-2029-00000`

Property Details

APN / Parcel Number

Primary APN	`1857-11-76-2029-00000`
Alternative APN	`51498`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	1,076 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	22,765 sqft (0.523 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	506 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	51498
Street Address	126 ROCK SPRING CIR
City	SUGAR MOUNTAIN
State	NC
Zip	28604-7108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SM GR FOREST I LOT 80 PLAT 3-99
Legal Subdivision	SM GR FOREST I
Legal Lot Number	80
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1018
Census Tract	930200

Owner

126 Rock Spring Cir is owned by an individual who bought it in April 2026.

Source: Avery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4050 SW HALCOMB ST, PORT SAINT LUCIE, FL 34953-3001
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Sep 15, 2008 · Amount on File
Deed Document Number	20261592
Deed Book / Page	619 / 1267
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Apr 27, 2026
Property Address	126 ROCK SPRING CIR, SUGAR MOUNTAIN, NC 28604-7108
Document Number	0000001592
Book / Page	619 / 1267
Instrument Date	Apr 23, 2026
Instrument	2026.1592
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$143,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 SW HALCOMB ST, PORT SAINT LUCIE, FL 34953-3001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 126 Rock Spring Cir was $2,252, up 60.6% from the year before.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Sugar Mountain Village
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (+60.63%)	$331,300 Land $37,500 Building $293,800	$331,300 Land $37,500 Building $293,800
2024	$1,402.00 (+5.81%)
2023	$1,325.00	$331,300 Land $37,500 Building $293,800	$331,300 Land $37,500 Building $293,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 126 Rock Spring Cir in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Rock Spring Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR MOUNTAIN UTILITY private · serves 3,226 people · EPA ID NC0106107
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20