126 Robinson St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 126 Robinson St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1920
Lot Size	0.088 acres (3,815 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Dec 2024)
Tax Bill	$5,210 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.60-5-5`

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-5-5`
Alternative APN	`150004906000050050000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	726 sqft
Upper Floors Area	462 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,815 sqft (0.088 acres)
Lot Dimensions	109 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	126 ROBINSON ST
City	SCHENECTADY
State	NY
Zip	12304-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND BARN
Legal Block	5
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	20700

Owner

126 Robinson St is owned and occupied by two individuals who bought it in December 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 ROBINSON ST, SCHENECTADY, NY 12304-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Nov 15, 2024	Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Jun 22, 2021	Correction Deed
Jun 22, 2021	Warranty Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES
Aug 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2024 · Amount on File
Deed Sale	Dec 4, 2024 · Amount on File
Prior Sale	Nov 15, 2024 · Amount on File
Deed Document Number	202472296
Deed Book / Page	2143 / 96
Prior Transfer Date	Oct 11, 2016
Prior Transfer Doc	0000047265
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	126 ROBINSON ST, SCHENECTADY, NY 12304-1322
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 ROBINSON ST, SCHENECTADY, NY 12304-1322

Mortgage

Document Number	0000004180
Date	Jan 18, 2024
Book Page	5354/196
Instrument	202404180

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 15, 2024
Property Address	126 ROBINSON ST, SCHENECTADY, NY 12304-1322
Document Number	0000069122
Book / Page	2142 / 34
Instrument Date	Nov 7, 2024
Instrument	202469122
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	SPA CITY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 ROBINSON ST, SCHENECTADY, NY 12304-1322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 BRADLEY ST, SCHENECTADY, NY 12304-1005

Mortgage

Document Number	0000069123
Date	Nov 15, 2024
Instrument	202469123

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 22, 2021
Property Address	126 ROBINSON ST, SCHENECTADY, NY 12304-1322
Document Number	0000029367
Book / Page	2061 / 339
Instrument Date	Nov 19, 2020
Instrument	202129367
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1292 BAKER AVE, SCHENECTADY, NY 12309-5712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1553 STATE ST, SCHENECTADY, NY 12304-3126

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 22, 2021
Property Address	126 ROBINSON ST, SCHENECTADY, NY 12304-1322
Document Number	0000029369
Book / Page	2061 / 342
Instrument Date	Dec 9, 2019
Instrument	202129369
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1553 STATE ST, SCHENECTADY, NY 12304-3126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 STANFORD ST, SCHENECTADY, NY 12308-3430

Mortgage

Document Number	0000029372
Date	Jun 22, 2021
Instrument	202129372

Lender

Name	SEFCU MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jan 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 2, 2018
Property Address	126 ROBINSON ST, SCHENECTADY, NY 12304-1322
Document Number	0000034080
Book / Page	001992 / 000638
Instrument Date	May 17, 2018
Instrument	34080
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 184 WATERVLIET NY 121890184, WATERVLIET, NY 12189-0184

Tax Assessment & Valuation

The 2026 property tax bill for 126 Robinson St was $5,210, up 40.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,210.00 (+40.47%)
2025	$3,709.00	$98,900 Land $7,700 Building $91,200	$163,769 Land $12,750 Building $151,019
2023		$65,000 (-) Land $7,700 Building $57,300	$82,278 (+3.8%) Land $9,747 Building $72,531
2022		$65,000 Land $7,700 Building $57,300	$79,268 Land $9,390 Building $69,878
2021	$3,475.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 126 Robinson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 126 Robinson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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