Jefferson County property record for 126 Riverside Dr, Harpers Ferry, WV 25425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,204 sqft · built 2008 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,100 (Dec 2021) |
| Tax Bill | $2,489 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-0048.0000 |
| Primary APN | 06-26-0048.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| 1st Floor Area | 2,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 68,389 sqft (1.57 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 126 RIVERSIDE DR |
|---|---|
| City | HARPERS FERRY |
| State | WV |
| Zip | 25425-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 5 #512 RIVERSIDE |
| Legal Subdivision | EAST MOUNT GILEAD FARM |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | HARPERS FERRY |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 972702 |
126 Riverside Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 RIVERSIDE DR, HARPERS FERRY, WV 25425-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on File |
| Deed Sale | Dec 17, 2021 · Amount on File |
| Deed Document Number | 202121188 |
| Deed Book / Page | 1273 / 157 |
| Prior Transfer Date | Jul 10, 2007 |
| Prior Transfer Doc | 1038/491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Dec 17, 2021 |
| Property Address | 126 RIVERSIDE DR, HARPERS FERRY, WV 25425-3813 |
| Document Number | 001273/157 |
| Book / Page | 1273 / 157 |
| Map Reference | MB 304 PG 246 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 202100021188 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,942.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 126 RIVERSIDE DR, HARPERS FERRY, WV 25425-3813 |
| Document Number | 202100021189 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 202100021189 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 126 Riverside Dr was $2,489, down 1.4% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,489.00 (-1.43%) | $215,800 (-0.69%) Land $52,400 Building $163,400 | $359,667 (-0.7%) Land $87,333 Building $272,333 |
| 2025 | $2,525.00 | $217,300 Land $52,100 Building $165,200 | $362,200 Land $86,900 Building $275,300 |
| 2023 | $2,380.00 | $203,800 Land $52,100 Building $151,700 | $339,800 Land $86,900 Building $252,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1996) |
| Most Recent Claim | Sep 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Riverside Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| All Points Broadband Fixed Wireless | 10 / 1 |
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