126 River Rd, Schertz, TX 78154 Property Records

Guadalupe County property record for 126 River Rd, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1970
Lot Size	0.32 acres (13,922 sqft)
Owner	Individual Name on File
Last Sale	$230,300 (Mar 2025)
Tax Bill	$319 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1G2610000400300000`

Property Details

APN / Parcel Number

Primary APN	`1G2610000400300000`
Alternative APNs	`000000038208` `000000028329` `000000310111` `38208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,613 sqft Living Area
Gross Area	1,637 sqft
1st Floor Area	1,246 sqft
Utility Area	340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Asbestos
Roof Type	Gable
Lot Area	13,922 sqft (0.32 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	391 sqft
Deck Area	120 sqft
Patio Area	80 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	126 RIVER RD
City	SCHERTZ
State	TX
Zip	78154-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLK: 4 ADDN: RIO VISTA
Legal Subdivision	RIO VISTA
Legal Block	4
Legal Lot Number	3
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2000
Census Tract	210705

Owner

Source: Guadalupe County assessment roll, APN 1G2610000400300000, as of August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	126 RIVER RD, SCHERTZ, TX 78154-2425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2025 · Amount on Record
Deed Sale	Mar 19, 2025 · Amount on Record
Deed Document Number	20256420
Prior Transfer Date	Nov 03, 2020
Prior Transfer Doc	0000011549
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	126 RIVER RD, SCHERTZ, TX 78154-2425
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 RIVER RD, SCHERTZ, TX 78154-2425

Mortgage

Document Number	0099032117
Date	Dec 22, 2025
Instrument	202599032117

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Guadalupe County assessment roll as of August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,029 (+67.49%) Land $66,402 Building $162,627	$229,029 (+67.49%) Land $66,402 Building $162,627
2025	$319.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$136,741 (-31.12%) Land $41,068 Building $95,673	$136,741 (-31.12%) Land $41,068 Building $95,673
2024	$319.00
2023	$319.00 (-43.44%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$198,522 Land $52,522 Building $146,000	$198,522 Land $52,522 Building $146,000
2022	$564.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), as of April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	25 (1991–2015)
Claims Outside the SFHA	11 of 25
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Flooding 10/18/98, Oct 1998 · 12 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 352 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0940003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SCHERTZ serves 41,948 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.